445 Cook St, Denver, CO 80206 Property Records

Denver City property record for 445 Cook St, Denver, CO 80206

Property Summary

Property Type	Single Family Home
Details	3 bd · 5.5 ba · 6,545 sqft · built 2012
Lot Size	0.144 acres (6,250 sqft)
Owner	Company Name on File
Last Sale	$4,890,000 (Feb 2025)
Tax Bill	$27,883 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2025 Sale & Mortgage + 3 more
APN	`05121-07-013-000`

Property Details

APN / Parcel Number

Primary APN	`05121-07-013-000`
Alternative APNs	`680412107013` `161284317`

Interior

Bedrooms	3 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	6,545 sqft Living Area
Gross Area	4,570 sqft
1st Floor Area	2,194 sqft
Basement Area	2,194 sqft
Finished Basement	1,975 sqft
Unfinished Basement	219 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Glass
Construction Type	Frame
Lot Area	6,250 sqft (0.144 acres)
Garage Type	Attached
Garage Area	789 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	230 sqft
Deck Area	189 sqft
Patio Area	447 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	445 COOK ST
City	DENVER
State	CO
Zip	80206-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G-RH-3
Legal Description	N1/2 OF PLOT 8 BLK 23 HARMANS SUB
Legal Subdivision	HARMANS SUB
Legal Block	23
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1010
Census Tract	3802

Owner

Source: Denver City assessment roll, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	445 COOK ST, DENVER, CO 80206-4424
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF HOPE
Feb 4, 2025	Warranty Deed, Transfer · Conventional Mortgage BBCN BANK
Jul 16, 2024	Bargain and Sale Deed, Transfer
May 13, 2024	Bargain and Sale Deed, Transfer
Oct 12, 2022	Warranty Deed, Transfer HERITAGE TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 4, 2025 · Amount on Record
Deed Sale	Feb 4, 2025 · Amount on Record
Prior Sale	Oct 12, 2022 · Amount on Record
Deed Document Number	20258935
Prior Transfer Date	Mar 29, 1994
Prior Transfer Doc	0000058554
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	445 COOK ST, DENVER, CO 80206-4424
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 COOK ST, DENVER, CO 80206-4424

Mortgage

Document Number	0000002374
Date	Jan 12, 2026
Instrument	2026002374

Lender

Name	BANK OF HOPE
Type	Bank
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	SOFR Average 30-Day
Margin	4
Max Rate	11.2%

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Feb 4, 2025
Property Address	445 COOK ST, DENVER, CO 80206-4424
Document Number	0000008935
Instrument Date	Feb 3, 2025
Instrument	2025008935
Transaction Type	Transfer
Record Updated	Nov 10, 2025
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$489.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 COOK ST, DENVER, CO 80206-4424

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	445 COOK ST, DENVER, CO 80206-4424

Mortgage

Document Number	0000008936
Date	Feb 4, 2025
Instrument	2025008936

Lender

Name	BBCN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2055

Interest

Rate	6.87%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	SOFR Average 30-Day
Margin	4
Max Rate	11.8%

July 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DENVER CO
Recording Date	Jul 16, 2024
Property Address	445 COOK ST, DENVER, CO 80206-4424
Document Number	0000065254
Instrument Date	Jul 16, 2024
Instrument	2024065254
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5611 BLUE SAGE DR, LAKEWOOD, CO 80123-2713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5611 BLUE SAGE DR, LITTLETON, CO 80123-2713

May 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DENVER CO
Recording Date	May 13, 2024
Property Address	445 COOK ST, DENVER, CO 80206-4424
Document Number	0000043262
Instrument Date	May 3, 2024
Instrument	2024043262
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5611 BLUE SAGE DR, LITTLETON, CO 80123-2713

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	561 1 BLUE SAGE DRIVE, LITTLETON, CO 80123

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Oct 12, 2022
Property Address	445 COOK ST, DENVER, CO 80206-4424
Document Number	0000130149
Instrument Date	Oct 11, 2022
Instrument	2022130149
Transaction Type	Transfer
Record Updated	Nov 10, 2025
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 COOK ST, DENVER, CO 80206-4424

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,883.00 (+10.84%)	$364,480 (+14.76%) Land $138,720 Building $138,720	$5,169,800 (+7.81%) Land $1,967,600 Building $3,202,200
2024	$25,155.00 (+2.21%)	$317,610 (-) Land $105,130 Building $212,480
2023	$24,610.00 (+48.64%)	$317,610 (+47.26%) Land $105,130 Building $212,480	$4,795,400 (+54.53%) Land $1,624,100 Building $3,171,300
2022		$215,680 Land $95,510 Building $120,170	$3,103,300 Land $1,374,200 Building $1,729,100
2021	$16,557.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 977 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Google Fiber, Starry.

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