445 Colleen Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 445 Colleen Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 450 sqft · built 1980
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$116,000 (Jan 2024)
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jul 2023 Sale & Mortgage
APN	`04-31-0-218-015`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-218-015`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	450 sqft Living Area
Upper Floors Area	30 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Deck Area	96 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	445 COLLEEN DR
City	O FALLON
State	IL
Zip	62269-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGETOWNE 1ST ADDITION LOT/SEC-55 A02804219
Legal Subdivision	GEORGETOWNE 1ST ADDITION
Legal Block	218
Legal Lot Number	55
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2004
Census Tract	504354

Owner

445 Colleen Dr is owned by two individuals who bought it in January 2024.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1127 BURAN DR, O FALLON, IL 62269-6948
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Warranty Deed, Transfer · Conventional Mortgage LOW VA RATES LLC
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2024 · Amount on File
Deed Sale	Jan 31, 2024 · Amount on File
Prior Sale	Jul 31, 2023 · Amount on File
Deed Document Number	20242804219
Prior Transfer Date	Oct 25, 2006
Prior Transfer Doc	0002009420
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 31, 2024
Property Address	445 COLLEEN DR, O FALLON, IL 62269-3404
Document Number	0A02804219
Map Reference	MB 77 PG 2
Instrument Date	Jan 22, 2024
Instrument	A02804219
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1127 BURAN DR, O FALLON, IL 62269-6948

Mortgage

Document Number	0A02804220
Date	Jan 31, 2024
Instrument	A02804220

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.62%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 31, 2023
Property Address	445 COLLEEN DR, O FALLON, IL 62269-3404
Document Number	0A02787826
Map Reference	MB 77 PG 2
Instrument Date	Jul 11, 2023
Instrument	A02787826
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 COLLEEN DR, O FALLON, IL 62269-3404

Mortgage

Document Number	0A02787827
Date	Jul 31, 2023
Instrument	A02787827

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

Tax Assessment & Valuation

The 2025 property tax bill for 445 Colleen Dr was $2,300.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,300.00	$31,920 Land $4,619 Building $27,301	$95,760 Land $13,857 Building $81,903
2022		$23,760 Land $3,438 Building $20,322	$71,280 Land $10,314 Building $60,966

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 445 Colleen Dr; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 445 Colleen Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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