445 Cold Spring Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 445 Cold Spring Ave, West Springfield, MA 01089 · Last verified April 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 759 sqft · built 1943
Owner	Individual Name on File
Last Sale	$137,500 (Sep 2023)
Tax Bill	$1,865 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`C01-19044-50-001`

Property Details

APN / Parcel Number

Primary APN	`C01-19044-50-001`
Alternative APN	`WSPR M:00C01 B:00019 L:00445`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	759 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	C01-19044-50-001
Street Address	445 COLD SPRING AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-3770
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	19
Legal Lot Number	445
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2014
Census Tract	812300

Owner

Source: Hampden County and West Springfield Town City records · APN C01-19044-50-001

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	445 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Dec 11, 2008 · Amount on Record
Deed Book / Page	25169 / 70
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Sep 26, 2023
Property Address	445 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3770
Document Number	0025169-70
Book / Page	25169 / 70
Instrument Date	Sep 26, 2023
Instrument	45678
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3770

Mortgage

Document Number	0000045679
Date	Sep 26, 2023
Instrument	45679

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,865.00 (+13.17%)	$125,400 (+12.67%) Building $125,400	$147,345
2024	$1,648.00 (+18.9%)	$111,300 (+24.78%) Building $111,300
2023	$1,386.00	$89,200 Building $89,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.