445 Cognewaugh Rd, Cos Cob, CT 06807 Property Records

Greenwich Town property record for 445 Cognewaugh Rd, Cos Cob, CT 06807

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,590 sqft · built 1985
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on Record
Last Sale	$268,500 (Sep 2023)
Tax Bill	$13,165 (2026)
Deeds & Mortgages	Dec 2024 Refinance Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-3662`

Property Details

APN / Parcel Number

Primary APN	`08-3662`
Alternative APNs	`GREE M:08 B:3662` `377/002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,590 sqft Living Area
Basement Area	2,416 sqft
Unfinished Basement	2,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,677 sqft (1.37 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	377/002
Street Address	445 COGNEWAUGH RD
City	COS COB
State	CT
Zip	06807-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2
Legal Subdivision	15% INTEREST
Legal Block	3662
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	1
Census Block	1002
Census Tract	10202

Owner

Source: Greenwich Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 COGNEWAUGH RD, COS COB, CT 06807-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Sep 18, 2023	Deed, Transfer · Stand-Alone First Mortgage UNITED NATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Jan 31, 1992 · Amount on Record
Deed Document Number	20235548
Deed Book / Page	8259 / 128
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	445 COGNEWAUGH RD, COS COB, CT 06807-1108
Transaction Type	Mortgage
Record Updated	Dec 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008389-341
Date	Dec 6, 2024
Book Page	8389/341
Instrument	6891

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENWICH CT
Recording Date	Sep 18, 2023
Property Address	445 COGNEWAUGH RD, COS COB, CT 06807-1108
Document Number	008259-128
Book / Page	8259 / 128
Instrument Date	Sep 14, 2023
Instrument	5548
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000005
Date	Sep 18, 2023
Instrument	5

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Oct 1, 2028
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,165.00 (-4.56%)	$1,300,250 (+13.49%) Land $590,170 Building $710,080	$2,324,219 (+189.81%)
2025	$13,794.00	$1,145,690 (-) Land $446,180 Building $699,510	$801,983 Land $312,326 Building $489,657
2024	$13,794.00 (+5.71%)
2023	$13,049.00 (+0.98%)	$1,145,690 (-) Land $446,180 Building $699,510
2022	$12,923.00	$1,145,690 Land $446,180 Building $699,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

No cell data coverage reported

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