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445 Co Rd 625, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 445 Co Rd 625, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,890 sqft · built 2008
Lot Size0.899 acres (39,161 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (May 2022)
Tax Bill$1,807 (2026)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN13-10-07-35-0-000-057.000

Property Details

APN / Parcel Number

Primary APN13-10-07-35-0-000-057.000
Alternative APNs
  • ALT APN:1007350000057000
  • 215009
  • 17261

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,890 sqft Living Area
1st Floor Area1,260 sqft
Upper Floors Area630 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area39,161 sqft (0.899 acres)

Exterior Amenities

PorchPatio
Porch Area24 sqft
Deck Area120 sqft
Boat AccessBoat Access
Boat HouseBoat House

Location & Zoning

Account Number215009
Street Address445 COUNTY ROAD 625
CityCEDAR BLUFF
StateAL
Zip35959-2106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF LOT 13 & PT LOT 12, INDIAN ACRES SD, PB 6 PG 72; BEG@ THE NW COR SD LOT 13; E234;SLY201;WLY388 TO POB
Legal Range10E
Legal Township09S
Legal Section35
Legal SubdivisionINDIAN ACRES
Legal Lot Number12-13
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group2
Census Block2041
Census Tract955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address445 COUNTY ROAD 625, CEDAR BLUFF, AL 35959-2106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2022 · Amount on Record
Deed SaleMay 3, 2022 · Amount on Record
Prior SaleNov 5, 2021 · Amount on Record
Deed Document Number2022224079
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateMay 3, 2022
Property Address445 COUNTY ROAD 625, CEDAR BLUFF, AL 35959-2106
Document Number0000224079
Map ReferencePB 6 PG 72
Instrument DateMay 3, 2022
Instrument224079
Transaction TypeTransfer
Record UpdatedNov 27, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address944 COUNTY ROAD 494, FORT PAYNE, AL 35968-5420

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3825 OAK PARK DR, SUWANEE, GA 30024-1872

Mortgage

Document Number0000224080
DateMay 3, 2022
Instrument224080
Lender
NameHOMESTAR FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCedar Bluff Town
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,807.00 (+7.18%)
2025$1,686.00 (-49.02%) Homeowner's exemption$34,380 (-2.39%) Land $16,800 Building $17,580$369,900 (+5.12%) Land $168,000 Building $201,900
2024$3,307.00$35,220 (-49.96%) Land $30,000 Building $5,220$351,900 (-) Land $150,000 Building $201,900
2023$3,307.00 (+99.94%)$70,380 (+299.43%)$351,900 (-) Land $150,000 Building $201,900
2022$1,654.00$17,620 Land $15,000 Building $2,620$351,900 Land $150,000 Building $201,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR BLUFF UTILITIES BOARD
serves 4,281 people · EPA ID AL0000187
Water SourcePurchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
TDS Telecom
DSL		50 / 10

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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