Clay County property record for 445 Clearview Ct, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,284 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Dec 2018) |
| Tax Bill | $6,446 (2026) |
| Deeds & Mortgages | Dec 2018 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.457.0420 |
| Primary APN | 58.457.0420 |
|---|
| Lot Area | 12,284 sqft (0.28 acres) |
|---|
| Street Address | 445 CLEARVIEW CT |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-6801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME MEADOWS I ADD SUBDIVISIONCD 58457 LOT 11 3 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 10 |
| Legal Subdivision | MEADOWS I ADD |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30400 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 CLEARVIEW CT, MOORHEAD, MN 56560-6801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MORTGAGE CORP |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MORTGAGE CORP |
| Dec 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST CLASS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2018 · Amount on Record |
| Deed Sale | Dec 4, 2018 · Amount on Record |
| Deed Document Number | 2018785593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 445 CLEARVIEW CT, MOORHEAD, MN 56560-6801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | TITLE CO OF FARGO |
| Name | Verified Name |
|---|
| Document Number | 0000785853 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 785853 |
| Name | FIRST CLASS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 445 CLEARVIEW CT, MOORHEAD, MN 56560-6801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CO OF FARGO |
| Name | Verified Name |
|---|
| Document Number | 0000795936 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 795936 |
| Name | FIRST CLASS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Dec 4, 2018 |
| Property Address | 445 CLEARVIEW CT, MOORHEAD, MN 56560-6801 |
| Document Number | 0000785593 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 785593 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | TITLE CO OF FARGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,056.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 CLEARVIEW CT, MOORHEAD, MN 56560-6801 |
| Document Number | 0000785594 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 785594 |
| Name | FIRST CLASS MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,446.00 (+12.89%) Homeowner's exemption | $400,500 (+3.04%) Land $44,500 Building $356,000 | $400,500 (+3.04%) Land $44,500 Building $356,000 |
| 2025 | $388,700 (+3.85%) Land $47,200 Building $341,500 | $388,700 (+3.85%) Land $47,200 Building $341,500 | |
| 2023 | $5,710.00 Homeowner's exemption | $374,300 Land $55,800 Building $318,500 | $374,300 Land $55,800 Building $318,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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