445 Classic Rd, Athens, GA 30606 Property Records

Athens-Clarke County Unified Government property record for 445 Classic Rd, Athens, GA 30606

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,238 sqft · built 2017
Lot Size	0.12 acres (5,100 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Sep 2017)
Tax Bill	$3,817 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-3-A6 F-005`

Property Details

APN / Parcel Number

Primary APN	`07-3-A6 F-005`
Alternative APNs	`073A6 F 5` `42117`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,238 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,100 sqft (0.12 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	42117
Street Address	445 CLASSIC RD
City	ATHENS
State	GA
Zip	30606-0869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-G
Legal Description	LOT F5 - JENNINGS MILL CORNERS
Legal Subdivision	JENNINGS MILL CORNERS
Legal Lot Number	F5
Jurisdiction	CLARKE GA
Township / Civil Division	BOGART
Census Block Group	2
Census Block	2013
Census Tract	130702

Owner

445 Classic Rd is owned and occupied by two individuals who bought it in September 2017.

Source: Athens-Clarke County Unified Government records, as of November 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	445 CLASSIC RD, ATHENS, GA 30606-0869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT COM
Oct 6, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES
Oct 25, 2018	Quit Claim Deed, Transfer FIDELITY BK
Sep 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 28, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on File
Deed Sale	Sep 25, 2017 · Amount on File
Prior Sale	Dec 13, 2016 · Amount on File
Deed Document Number	20173376
Deed Book / Page	4637 / 209
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	445 CLASSIC RD, ATHENS, GA 30606-0869
Transaction Type	Mortgage
Record Updated	Mar 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 CLASSIC RD, ATHENS, GA 30606-0869

Mortgage

Document Number	0054600000000474
Date	Feb 27, 2023
Book Page	0000005460/0000000474

Lender

Name	LOAN DEPOT COM

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	445 CLASSIC RD, ATHENS, GA 30606-0869
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 CLASSIC RD, ATHENS, GA 30606-0869

Mortgage

Document Number	0052750000000123
Date	Oct 6, 2021
Book Page	0000005275/0000000123

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARKE GA
Recording Date	Oct 25, 2018
Property Address	445 CLASSIC RD, ATHENS, GA 30606-0869
Document Number	0047680296
Book / Page	004768 / 000296
Instrument Date	Oct 16, 2018
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 CLASSIC RD ATHENS GA 306060869, ATHENS, GA 30606-0869

Mortgage

Document Number	47680298
Date	Oct 25, 2018
Book Page	004768/000298

Lender

Name	FIDELITY BK
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARKE GA
Recording Date	Sep 28, 2017
Property Address	445 CLASSIC RD, ATHENS, GA 30606-0869
Document Number	0046370228
Book / Page	004637 / 000228
Instrument Date	Sep 25, 2017
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CLARKE GA
Recording Date	Sep 28, 2017
Property Address	445 CLASSIC RD, ATHENS, GA 30606-0869
Document Number	0046370209
Book / Page	004637 / 000209
Instrument Date	Aug 25, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 CLASSIC RD ATHENS GA 306060869, ATHENS, GA 30606-0869

Mortgage

Document Number	46370211
Date	Sep 28, 2017
Book Page	004637/000211

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 445 Classic Rd was $3,817 with exemptions applied.

Source: Athens-Clarke County Unified Government assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Athens-Clarke County Unified Government
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,817.00 Homeowner's exemption Senior Citizen's exemption	$138,877 Land $12,000 Building $126,877	$347,193 Land $30,000 Building $317,193
2023	$4,572.00 (+29.92%)	$146,334 (+32.63%) Land $12,000 Building $134,334	$365,836 (+32.63%) Land $30,000 Building $335,836
2022	$3,519.00	$110,331 Land $12,000 Building $98,331	$275,827 Land $30,000 Building $245,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Classic Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Classic Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCONEE COUNTY serves 30,162 people · EPA ID GA2190000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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