445 Chippewa Cir, Sumter, SC 29150 Property Records

Sumter County property record for 445 Chippewa Cir, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	5 bd · 8 ba · 5,984 sqft · built 1989
Lot Size	1.95 acres (84,942 sqft)
Owner	2 Individual Names on File
Last Sale	$586,000 (Jul 2001)
Tax Bill	$5,627 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`205-01-03-025`

Property Details

APN / Parcel Number

Primary APN	`205-01-03-025`
Alternative APN	`26429`

Interior

Bedrooms	5 Beds
Full Baths	8 Baths
Half Baths	3 Half Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	5,984 sqft Living Area
1st Floor Area	2,992 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	84,942 sqft (1.95 acres)
Lot Width	335 ft Width
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Fence	Fence
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	26429
Old Parcel Number	205 01 03 025
Street Address	445 CHIPPEWA CIR
City	SUMTER
State	SC
Zip	29150-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOTS 145 & 147 1.95 AC
Legal Subdivision	DEERFIELD SEC 05
Legal Lot Number	145,147 147
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1039
Census Tract	1701

Owner

Source: Sumter County records · APN 205-01-03-025

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	445 CHIPPEWA CIR, SUMTER, SC 29150-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2001 · Amount on Record
Deed Sale	Jul 31, 2001 · Amount on Record
Deed Document Number	0008111287
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	445 CHIPPEWA CIR, SUMTER, SC 29150-3131
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012750900
Date	Oct 14, 2020
Book Page	1275/900

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2030

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,627.00 (+0.2%)	$34,250 (-1.18%) Land $5,922 Building $28,328	$871,758 (-) Land $150,750 Building $721,008
2023		$34,660 (-) Land $6,030 Building $28,630	$871,758 (-) Land $150,750 Building $721,008
2022	$5,616.00	$34,660 Land $6,030 Building $28,630	$871,758 Land $150,750 Building $721,008

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	12 (2015–2020)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 8 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 57% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Farmers Telephone Cooperative, Inc. (SC) Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 87 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SUMTER serves 53,070 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.