445 Chestnut St, Cedartown, GA 30125 Property Records

Polk County property record for 445 Chestnut St, Cedartown, GA 30125

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft · built 1946
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Sep 2017)
Tax Bill	$1,802 (2025)
Deeds & Mortgages	Sep 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`C10-049`

Property Details

APN / Parcel Number

Primary APN	`C10-049`
Alternative APN	`3645`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,088 sqft Heated Area
1st Floor Area	1,088 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
View / Lot	Flood Plain/Flood Zone
Garage Type	Carport
Garage Area	408 sqft
Carport	Carport
Carport Area	408 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	247 sqft
Patio Area	60 sqft
Storage Building	224 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3645
Street Address	445 CHESTNUT ST
City	CEDARTOWN
State	GA
Zip	30125-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 1-4 BLK 28 MUNDY ESTATES
Legal Subdivision	MUNDY ESTATES
Legal Block	28
Legal Lot Number	1-4
Jurisdiction	POLK GA
Township / Civil Division	CEDARTOWN
Census Block Group	5
Census Block	5001
Census Tract	10500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Northwest Cedartown Historic District listed 2008 · 375 contributing resources · NRIS 08000354

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

445 Chestnut St is owned and occupied by an individual who bought it in September 2017.

Source: Polk County records, as of February 24, 2026

Owner of Record	Individual Name on File
Mailing Address	445 CHESTNUT ST, CEDARTOWN, GA 30125-2137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2017 · Amount on File
Deed Sale	Sep 2, 2017 · Amount on File
Prior Sale	Jul 24, 2009 · Amount on File
Deed Document Number	20171406
Deed Book / Page	1640 / 289
Prior Transfer Date	Feb 15, 1993
Prior Transfer Doc	0479000496
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK GA
Recording Date	Sep 22, 2017
Property Address	445 CHESTNUT ST, CEDARTOWN, GA 30125-2137
Document Number	0016400289
Book / Page	001640 / 000289
Instrument Date	Sep 2, 2017
Transaction Type	Transfer
Record Updated	Nov 28, 2017

Transaction

Amount	Amount on Record
Tax	$20.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 CHESTNUT ST CEDARTOWN GA 301252137, CEDARTOWN, GA 30125-2137

Tax Assessment & Valuation

The 2025 property tax bill for 445 Chestnut St was $1,802.

Source: Polk County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Cedartown City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,802.00	$54,766 Land $4,368 Building $50,398	$136,916 Land $10,920 Building $125,996
2023	$1,204.00 (+14.56%)	$34,750 (+15.61%) Land $3,120 Building $31,630	$86,876 (+15.61%) Land $7,800 Building $79,076
2022	$1,051.00	$30,058 Land $3,120 Building $26,938	$75,146 Land $7,800 Building $67,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Chestnut St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1979–2003)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Chestnut St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDARTOWN serves 9,955 people · EPA ID GA2330000
Water Source	Purchased surface water from POLK COUNTY WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30