445 Chestnut Ln, Reno (Paris), TX 75462 Property Records

Lamar County property record for 445 Chestnut Ln, Reno, TX 75462

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,435 sqft · built 1996
Lot Size	0.252 acres (10,977 sqft)
Owner	Individual Name on Record
Last Sale	$137,300 (Jul 2016)
Tax Bill	$1,374 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108914`

Property Details

APN / Parcel Number

Primary APN	`108914`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,435 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,977 sqft (0.252 acres)
Lot Dimensions	125 ft deep x 88 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	108914
Street Address	445 CHESTNUT LN
City	RENO
State	TX
Zip	75462-7347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK #2 - B, BLOCK B, LOT 21 PT 22 (1FT), 445 CHESTNUT 445 CHESTNUT
Legal Subdivision	TURTLE CREEK #2 - B
Legal Block	B
Legal Lot Number	21
Jurisdiction	LAMAR TX
Township / Civil Division	PARIS
Census Block Group	3
Census Block	3006
Census Tract	900

Owner

Source: Lamar County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 CHESTNUT LN, RENO, TX 75462-7347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2016 · Amount on Record
Deed Sale	Jul 1, 2016 · Amount on Record
Prior Sale	Apr 18, 2006 · Amount on Record
Deed Document Number	20161346192016
Prior Transfer Date	Jun 30, 2016
Prior Transfer Doc	1346192016
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	445 CHESTNUT LN, RENO, TX 75462-7347
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 CHESTNUT LN, RENO, TX 75462-7347

Mortgage

Document Number	2130202024
Date	Apr 19, 2024
Instrument	213020-2024

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	267 Months
Due	Jul 1, 2046

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	445 CHESTNUT LN, RENO, TX 75462-7347
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 CHESTNUT LN, RENO, TX 75462-7347

Mortgage

Document Number	1990612022
Date	Oct 26, 2022
Instrument	199061-2022

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	285 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

Source: Lamar County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Municipality	Reno City
Unified School District	North Lamar Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,374.00 (-45.43%) Homeowner's exemption	$195,360 (-1.47%) Land $11,000 Building $184,360	$195,360 (-1.47%) Land $11,000 Building $184,360
2025	$2,518.00 (+32.18%) Homeowner's exemption	$198,280 (+3.78%) Land $11,500 Building $186,780	$198,280 (+3.78%) Land $11,500 Building $186,780
2023		$191,060 Land $10,800 Building $180,260	$191,060 Land $10,800 Building $180,260
2022	$1,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	5 (1996–2026)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RENO serves 3,460 people · EPA ID TX1390013
Water Source	Purchased surface water from LAMAR COUNTY WATER SUPPLY DISTRICT
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Nextlink, Wifires Internet.

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