445 Cherry St, Hammond, IN 46324 Property Records

Lake County property record for 445 Cherry St, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1941
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,666 (2024)
Deeds & Mortgages	Jun 2022 Transfer Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-36-0076-0015`

Property Details

APN / Parcel Number

Primary APN	`007-26-36-0076-0015`
Alternative APNs	`45-06-12-253-016.000-023` `263600760015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Basement Area	754 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	125 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-36-0076-0015
Old Parcel Number	263600760015
Street Address	445 CHERRY ST
City	HAMMOND
State	IN
Zip	46324-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HAMMOND ADD. L.47 BL.14 ALL L.48 BL.14
Legal Subdivision	SOUTH HAMMOND ADD
Legal Block	14
Legal Lot Number	47
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3015
Census Tract	21400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 CHERRY ST, HAMMOND, IN 46324-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Transfer on Death Deed, Transfer
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHARRTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 1995
Deed Sale	Jun 29, 1995
Record Updated	Jun 8, 2026

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IN
Recording Date	Jun 8, 2022
Property Address	445 CHERRY ST, HAMMOND, IN 46324-1501
Document Number	0000018652
Map Reference	MB 2 PG 38
Instrument Date	Jun 1, 2022
Instrument	2022-018652
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9630 W 1500 N, DEMOTTE, IN 46310-8507

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	445 CHERRY ST, HAMMOND, IN 46324-1501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER INDIANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000820
Date	Jan 5, 2017
Instrument	2017 000820

Lender

Name	FIRST MERCHARRTS BANK
Type	Mortgage Company
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,700 (+25.67%) Land $27,200 Building $126,500	$153,700 (+25.67%) Land $27,200 Building $126,500
2024	$1,666.00 (+15.13%)
2023		$122,300 (+5.8%) Land $28,400 Building $93,900	$122,300 (+5.8%) Land $28,400 Building $93,900
2022	$1,447.00 Homeowner's exemption	$115,600 Land $28,400 Building $87,200	$115,600 Land $28,400 Building $87,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, Verizon.

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