445 Cherry Ave, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 445 Cherry Ave, Waynesboro, VA 22980

Property Summary

Property TypeApartments (5+ Units)
Details16 bd · 12 ba · 7,912 sqft · built 1967
Lot Size0.528 acres (23,003 sqft)
OwnerCompany Name on File
Tax Bill$6,763 (2026)
Deeds & MortgagesJul 2017 Mortgage
Jul 2017 Refinance
Flood ZoneZone X (minimal risk)
APN44 1 53-9

Property Details

APN / Parcel Number

Primary APN44 1 53-9
Alternative APN
  • 2912

Interior

Bedrooms16 Beds
Full Baths12 Baths
Half Baths8 Half Baths
Total Rooms32 Rooms
Units8 Units
Stories2 Stories
Building Area7,912 sqft Total Area
Basement Area1,243 sqft
Finished Basement1,243 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,003 sqft (0.528 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2912
Street Address445 CHERRY AVE
CityWAYNESBORO
StateVA
Zip22980-4454
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR-MX
Legal DescriptionBLOCK 53 LOTS 9 THRU 14 WAYNESBORO CO ADT
Legal Block53
Legal Lot Number9-14
JurisdictionWAYNESBORO CITY VA
Township / Civil DivisionWAYNESBORO
Census Block Group3
Census Block3015
Census Tract3400

Owner

Source: Waynesboro City records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1731, WAYNESBORO, VA 22980-7631
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2017Deed of Trust, Mortgage · Commercial Mortgage
UNION BANK & TRUST
Jul 31, 2017Deed of Trust, Mortgage · Stand-Alone Refinance
WHITEHALL INVESTORS LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address445 CHERRY AVE, WAYNESBORO, VA 22980-4454
Transaction TypeMortgage
Record UpdatedNov 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170001742
DateJul 31, 2017
Instrument170001742
Lender
NameUNION BANK & TRUST
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address445 CHERRY AVE, WAYNESBORO, VA 22980-4454
Transaction TypeMortgage
Record UpdatedNov 29, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170001744
DateJul 31, 2017
Instrument170001744
Lender
NameWHITEHALL INVESTORS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term35 Months
DueMay 31, 2020
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWaynesboro City
Unified School DistrictWaynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,763.00 (+26.03%)$777,400 (+11.55%) Land $88,000 Building $689,400$777,400 (+11.55%) Land $88,000 Building $689,400
2023$5,366.00$696,900 Land $80,000 Building $616,900$696,900 Land $80,000 Building $616,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims61 (1985–2024)
Claims Outside the SFHA15 of 61
Most Recent ClaimOct 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 14 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 13 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WAYNESBORO
serves 22,630 people · EPA ID VA2820775
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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