445 Centre St, Centre, AL 35960 Property Records

Cherokee County property record for 445 Centre St, Centre, AL 35960 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1974
Square Footage	1,508 sqft Living Area
Lot Size	19,602 sqft (0.45 acres)
Garage	406 sqft
Occupancy	Owner Occupied

Property Details

APN / Parcel Number

Primary APN	`13-14-05-22-4-003-007.000`
Alternative APNs	`ALT APN:1405224003007000` `15516`

Interior

Building Area	1,508 sqft Living Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1974
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	19,602 sqft (0.45 acres)
Parking Spaces	2 Parking Spaces
Garage Area	406 sqft Garage
Deck Area	140 sqft Deck

Location & Zoning

Account Number	15516
Street Address	445 CENTRE ST
City	CENTRE
State	AL
Zip	35960-2008
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2, BLK A, MORRISON ADD S/D, PB 4/24
Legal Subdivision	MORRISON ADDITION
Legal Block	A
Legal Lot Number	2
Jurisdiction	CHEROKEE AL
Minor Civil Division	CENTRE
Census Blockgroup	4
Census Block	4037
Census Tract	955900

Owner

Source: Cherokee County records · APN 13-14-05-22-4-003-007.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	445 CENTRE ST, CENTRE, AL 35960-2008
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	445 CENTRE ST, CENTRE, AL 35960-2008
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	214756
Date	Oct 13, 2020
Instrument	214756

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$12,220 (-) Land $500 Building $11,720	$122,100 (-) Land $5,000 Building $117,100
2023	$521.00 Homeowner's exemption	$12,220 (-)	$122,100 (-) Land $5,000 Building $117,100
2022	$521.00 Homeowner's exemption	$12,220 Land $500 Building $11,720	$122,100 Land $5,000 Building $117,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	About 1 in 699 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.