445 Center St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 445 Center St, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details1,490 sqft · built 1921
Lot Size0.168 acres (7,318 sqft)
Owner2 Individual Names on File
Tax Bill$3,812 (2025)
Flood ZoneZone X (minimal risk)
APN017-051-16

Property Details

APN / Parcel Number

Primary APN017-051-16
Alternative APN
  • 017-051-16-000

Interior

Building Area1,490 sqft Living Area
Gross Area1,706 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleDuplex Single
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area7,318 sqft (0.168 acres)
Garage TypeAttached
Garage Area216 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address445 CENTER ST, A
CityWATSONVILLE
StateCA
Zip95076-4407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBLACKBURNS 01
Legal Lot Number38
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1000
Census Tract110102

Owner

445 Center St is owned by two individuals who acquired it in May 2024.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address57 VIA ARROYO, WATSONVILLE, CA 95076-0315
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 27, 2024
Transfer Doc0000010360
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 445 Center St was $3,812.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$283,260 (+2%) Land $162,338 Building $120,922
2025$3,812.00$277,708 Land $159,156 Building $118,552
2023$3,341.00 (+1.86%)$266,922 Land $152,974 Building $113,948
2022$3,280.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 445 Center St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies21 units insured
incl. 3 condo units
Nearby Flood Claims6 (2022)
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 445 Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Center St

Nearby Streets

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