445 Catherine St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 445 Catherine St, Somerville, NJ 08876

Property Summary

Property TypeSingle Family Home
Details1,350 sqft · built 1951
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on File
Tax Bill$11,038 (2025)
Deeds & MortgagesJul 2017 Mortgage
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN18-00082-0000-00003

Property Details

APN / Parcel Number

Primary APN18-00082-0000-00003
Alternative APN
  • 180008200003

Interior

Stories1 Story
Building Area1,350 sqft Living Area
1st Floor Area1,350 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address445 CATHERINE ST
CitySOMERVILLE
StateNJ
Zip08876-2006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block82
Legal Lot Number3
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group4
Census Block4011
Census Tract50300

Owner

445 Catherine St is owned and occupied by an individual who acquired it in November 2005.

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address445 CATHERINE ST, SOMERVILLE, NJ 08876-2006
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2017Deed of Trust, Mortgage
PEAPACK GLADSTONE BANK
Mar 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 18, 2005
Transfer Doc5838002095
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address445 CATHERINE ST, SOMERVILLE, NJ 08876-2006
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026285
DateJul 6, 2017
Book Page6971/2024
Instrument2017026285
Lender
NamePEAPACK GLADSTONE BANK
TypeBank
AddressBEDMINSTER, NJ 07921
Agreement
AmountAmount on Record
Term119 Months
DueJun 27, 2027
Interest
Rate3.87%

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOMERSET NJ
Recording DateMar 27, 2017
Property Address445 CATHERINE ST, SOMERVILLE, NJ 08876-2006
Document Number0000012335
Book / Page006949 / 001141
Instrument DateMar 22, 2017
Instrument12335
Transaction TypeTransfer
Record UpdatedOct 11, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 CATHERINE ST SOMERVILLE NJ 088762006, SOMERVILLE, NJ 08876-2006

Tax Assessment & Valuation

The 2025 property tax bill for 445 Catherine St was $11,038, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$270,600 (-) Land $132,200 Building $138,400$270,600 (-) Land $132,200 Building $138,400
2025$11,038.00 (+3.2%)$270,600 Land $132,200 Building $138,400$270,600 Land $132,200 Building $138,400
2024$10,696.00
2023$270,600 Land $132,200 Building $138,400$270,600 Land $132,200 Building $138,400
2022$10,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Catherine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Catherine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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