Orange County property record for 445 Camino San Clemente, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,204 sqft · built 1964 |
| Lot Size | 0.049 acres (2,145 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (May 2020) |
| Tax Bill | $7,191 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 691-356-25 |
| Primary APN | 691-356-25 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 2,145 sqft (0.049 acres) |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|
| Street Address | 445 CAMINO SAN CLEMENTE |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 5173 BLK LOT 48 TR 5173 LOT 48 AND LOT 51 TOGETHER WITH AN UND |
| Legal Subdivision | TRACT NO 5173 |
| Legal Tract | 5173 |
| Legal Lot Number | 48,51 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 42106 |
445 Camino San Clemente is owned and occupied by two individuals who bought it in May 2020.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 CAMINO SAN CLEMENTE, SAN CLEMENTE, CA 92672-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2020 · Amount on File |
| Deed Sale | May 8, 2020 · Amount on File |
| Deed Document Number | 2020210017 |
| Prior Transfer Date | May 18, 2010 |
| Prior Transfer Doc | 0000280745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 8, 2020 |
| Property Address | 445 CAMINO SAN CLEMENTE, SAN CLEMENTE, CA 92672-3707 |
| Document Number | 0000210017 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 210017 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2020 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 445 CAMINO SAN CLEMENTE SAN CLEMENTE CA 926723707, SAN CLEMENTE, CA 92672-3707 |
| Document Number | 210018 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 210018 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2050 |
The 2025 property tax bill for 445 Camino San Clemente was $7,191.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $725,085 (+2%) Land $629,546 Building $95,539 | |
| 2025 | $7,191.00 | $710,868 Land $617,202 Building $93,666 |
| 2023 | $6,921.00 (+1.93%) | $683,265 Land $593,235 Building $90,030 |
| 2022 | $6,790.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 445 Camino San Clemente in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 36 (1980–2019) |
| Claims Outside the SFHA | 32 of 36 |
| Most Recent Claim | Jan 2019 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 445 Camino San Clemente has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Cityside Fiber, Verizon.
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