445 Broadway, Lorain, OH 44052 Property Records

Lorain County property record for 445 Broadway, Lorain, OH 44052

Property Summary

Property Type	Restaurant
Details	3,600 sqft · built 1950
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Tax Bill	$2,567 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-004-101-075`

Property Details

APN / Parcel Number

Primary APN	`02-01-004-101-075`

Interior

Stories	1 Story
Building Area	3,600 sqft Total Area
Basement Area	3,600 sqft

Exterior

Year Built	Built 1950
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	165 ft deep x 36 ft wide

Location & Zoning

Street Address	445 BROADWAY
City	LORAIN
State	OH
Zip	44052-1739
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	FROM -018 36 X 165
Legal Subdivision	BLACK RIVER
Legal Tract	1
Legal Block	101
Legal Lot Number	4
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1005
Census Tract	97300

Owner

Source: Lorain County records · APN 02-01-004-101-075

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	9 GERARD DR, NORWALK, OH 44857-2479
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Deed of Trust, Mortgage · Line of Credit VACATIONLAND FCU
Dec 20, 2018	Limited Warranty Deed, Transfer · Commercial Mortgage VACATIONLAND FEDERAL CU
Nov 09, 2018	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2018
Deed Sale	Dec 20, 2018
Prior Sale	Dec 20, 2018
Deed Document Number	2018094513
Record Updated	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	445 BROADWAY, LORAIN, OH 44052-1739
Document Number	0000750419
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	445 BROADWAY LORAIN OH 440521739, LORAIN, OH 44052-1739

Mortgage

Document Number	0000750419
Date	Feb 24, 2020
Instrument	750419

Lender

Name	VACATIONLAND FCU
Type	Credit Union
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 20, 2018
Property Address	445 BROADWAY, LORAIN, OH 44052-1739
Document Number	0000698992
Instrument Date	Dec 19, 2018
Instrument	2018-0698992
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 GERARD DR, NORWALK, OH 44857-2479

Mortgage

Document Number	0000698993
Date	Dec 20, 2018
Instrument	2018-0698993

Lender

Name	VACATIONLAND FEDERAL CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	LORAIN OH
Recording Date	Nov 09, 2018
Property Address	445 BROADWAY, LORAIN, OH 44052-1739
Document Number	0000694518
Instrument Date	Jul 24, 2018
Instrument	694518
Transaction Type	Foreclosure
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	445 BROADWAY LORAIN OH 440521739, LORAIN, OH 44052-1739

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,567.00	$98,270 (+163.31%) Land $3,570 Building $94,700	$280,760 (+163.3%) Land $10,190 Building $270,570
2024	$2,567.00 (-18.3%)	$37,321 (+0.99%) Land $3,567 Building $33,754	$106,630 (+0.99%) Land $10,190 Building $96,440
2023	$3,142.00 (+0.93%)	$36,954 (+0.01%) Land $2,972 Building $33,982	$105,580 (-) Land $8,490 Building $97,090
2022	$3,113.00	$36,950 Land $2,970 Building $33,980
2021			$105,580 Land $8,490 Building $97,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Broadway Historic District listed 2022 · 103 contributing resources · NRIS 100007496

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cogeco Cable Holdings II, T-Mobile USA.

Based on FCC filings for 325 locations within half a mile of this property.

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