445 Brandon Lakes Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 445 Brandon Lakes Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,396 sqft · built 2023
Lot Size	0.08 acres (3,484 sqft)
Owner	Individual Name on File
Last Sale	$376,990 (Feb 2023)
Tax Bill	$3,521 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027971-0620`

Property Details

APN / Parcel Number

Primary APN	`027971-0620`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,396 sqft Living Area
Gross Area	1,815 sqft
1st Floor Area	555 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,484 sqft (0.08 acres)
Garage Type	Attached
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	445 BRANDON LAKES DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3395
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	109/1-45 SILVER LANDING LOT 62 OR5705/1810
Legal Range	28
Legal Township	06
Legal Section	08
Legal Subdivision	SILVER LANDING
Legal Block	1
Legal Lot Number	62
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20908

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	445 BRANDON LAKES DR, SAINT AUGUSTINE, FL 32092-3395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Deed Document Number	20239720
Deed Book / Page	5705 / 1810
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 7, 2023
Property Address	445 BRANDON LAKES DR, SAINT AUGUSTINE, FL 32092-3395
Document Number	0057051810
Book / Page	5705 / 1810
Map Reference	MB 109 PG 1-45
Instrument Date	Jan 31, 2023
Instrument	2023009720
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,639.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 BRANDON LAKES DR, ST AUGUSTINE, FL 32092-3395

Mortgage

Document Number	0057051812
Date	Feb 7, 2023
Book Page	5705/1812
Instrument	2023009721

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,868 (-4.12%) Land $60,000 Building $208,868	$268,868 (-4.12%) Land $60,000 Building $208,868
2025	$3,521.00 (+8.87%) Homeowner's exemption Widower's exemption	$280,424 (-0.61%)	$280,424 (-0.61%) Land $60,000 Building $220,424
2024	$3,234.00 (+189.53%) Homeowner's exemption Widower's exemption	$282,132 (+314.9%)	$282,132 (+314.9%) Land $68,000 Building $214,132
2023	$1,117.00 (+45.63%)	$68,000 (+13.33%)	$68,000 (+13.33%) Land $68,000
2022	$767.00	$60,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20