445 Bogie Mill Rd, Richmond, KY 40475 Property Records

Madison County property record for 445 Bogie Mill Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,470 sqft
Lot Size	13 acres (566,280 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Aug 2018)
Tax Bill	$1,923 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Oct 2019 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`0021-0000-0010`

Property Details

APN / Parcel Number

Primary APN	`0021-0000-0010`
Alternative APNs	`118088` `81124` `47556`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,470 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	566,280 sqft (13 acres)
Garage Type	Detached
Garage Area	2,000 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	47556
Street Address	445 BOGIE MILL RD
City	RICHMOND
State	KY
Zip	40475-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13 ACRES
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2017
Census Tract	10802

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	445 BOGIE MILL RD, RICHMOND, KY 40475-9751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2018	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK
Oct 23, 2019	Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC
Aug 30, 2018	Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 12, 2018	Special Master Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Prior Sale	Mar 12, 2018 · Amount on Record
Deed Document Number	2013981181
Deed Book / Page	D00764 / 020
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	445 BOGIE MILL RD, RICHMOND, KY 40475-9751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01799/782
Date	Apr 25, 2018
Book Page	M01799/782
Instrument	2013974836

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	Dec 25, 2018

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	445 BOGIE MILL RD, RICHMOND, KY 40475-9751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01896/362
Date	Oct 23, 2019
Book Page	M01896/362
Instrument	2014001118

Lender

Name	RIVER CITY MORTGAGE LLC
Address	CINCINNATI, OH 45212

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 30, 2018
Property Address	445 BOGIE MILL RD, RICHMOND, KY 40475-9751
Document Number	D00764/020
Book / Page	D00764 / 020
Instrument Date	Aug 28, 2018
Instrument	2013981181
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 ROSEBUD CIR, 100, RICHMOND, KY 40475-8659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 BOGIE MILL RD, RICHMOND, KY 40475-9751

Mortgage

Document Number	2013981182
Date	Aug 30, 2018
Instrument	2013981182

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

March 2018: Special Master Deed, Transfer

Document Type	Special Master Deed
Jurisdiction	MADISON KY
Recording Date	Mar 12, 2018
Property Address	445 BOGIE MILL RD, RICHMOND, KY 40475-9751
Document Number	D00756/526
Book / Page	D00756 / 526
Instrument Date	Dec 14, 2017
Instrument	2013972664
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,923.00 (-2.78%) Additional exemption filed	$204,000 (-)	$204,000 (-)
2023	$1,978.00	$204,000	$204,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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