Rowan County property record for 445 Binder Mountain Rd, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,368 sqft · built 2006 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | Individual Name on File |
| Last Sale | $31,000 (Jul 2005) |
| Tax Bill | $2,612 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 355 098 |
| Primary APN | 355 098 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,368 sqft Living Area |
| 1st Floor Area | 2,059 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Lot Area | 85,813 sqft (1.97 acres) |
| Garage Area | 506 sqft |
| Porch | Porch |
| Porch Area | 296 sqft |
| Storage Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 445 BINDER MOUNTAIN RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3:SINGLE |
| Legal Description | 1.97AC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | GOLD HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 51002 |
445 Binder Mountain Rd is owned by an individual who acquired it in October 2016.
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 851, FAITH, NC 28041-0851 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2005 · Amount on File |
| Deed Sale | Jul 21, 2005 · Amount on File |
| Prior Sale | Nov 1, 2004 · Amount on File |
| Deed Book / Page | 1041 / 627 |
| Last Transfer Date | Oct 3, 2016 |
| Transfer Doc | 0012810122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 445 BINDER MOUNTAIN RD, SALISBURY, NC 28146 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0013960398 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 1396/398 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 445 BINDER MOUNTAIN RD, SALISBURY, NC 28146 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013670161 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 1367/161 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 445 BINDER MOUNTAIN RD, SALISBURY, NC 28146 |
| Document Number | 0012990916 |
| Book / Page | 001299 / 000916 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 445 BINDER MOUNTAIN RD SALISBURY NC 28146, SALISBURY, NC 28146 |
| Document Number | 0012990916 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 001299/000916 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 14, 2047 |
The 2026 property tax bill for 445 Binder Mountain Rd was $2,612.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,612.00 | $389,918 (-) Land $42,260 Building $347,658 | $389,918 Land $42,260 Building $347,658 |
| 2025 | $2,612.00 | $389,918 Land $42,260 Building $347,658 | |
| 2023 | $2,612.00 | $389,918 Land $42,260 Building $347,658 | $389,918 Land $42,260 Building $347,658 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Binder Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Binder Mountain Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FAITH serves 1,316 people · EPA ID NC0180055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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