445 Bethell Ave, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 445 Bethell Ave, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,817 sqft · built 2004
Lot Size	0.109 acres (4,765 sqft)
Owner	2 Individual Names on File
Last Sale	$264,000 (Feb 2009)
Tax Bill	$8,342 (2026)
Deeds & Mortgages	May 2018 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`254-060-140-000`

Property Details

APN / Parcel Number

Primary APN	`254-060-140-000`
Alternative APN	`254-060-14`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,817 sqft Living Area
1st Floor Area	1,817 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	4,765 sqft (0.109 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	254-060-14
Street Address	445 BETHELL AVE
City	TRACY
State	CA
Zip	95391-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 14
Legal Subdivision	MOUNTAIN HOUSE NEIGHBORHOOD F
Legal Block	1
Legal Lot Number	14
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1013
Census Tract	5222

Owner

445 Bethell Ave is owned and occupied by two individuals who bought it in February 2009.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 BETHELL AVE, TRACY, CA 95391-1050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LNDG
Jun 25, 2020	Loan Modification, Mortgage · Conventional Mortgage COMERICA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2009 · Amount on File
Deed Sale	Feb 18, 2009 · Amount on File
Prior Sale	May 16, 2008 · Amount on File
Deed Document Number	200927214
Prior Transfer Date	Apr 16, 2008
Prior Transfer Doc	0000081346
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	445 BETHELL AVE, MOUNTAIN HOUSE, CA 95391-1050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059463
Date	May 30, 2018
Instrument	2018-059463

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	445 BETHELL AVE, MOUNTAIN HOUSE, CA 95391-1050
Document Number	0000086701
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 BETHELL AVE MOUNTAIN HOUSE CA 953911050, MOUNTAIN HOUSE, CA 95391-1050

Mortgage

Document Number	0000086701
Date	Jul 20, 2020
Instrument	86701

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Property Address	445 BETHELL AVE, MOUNTAIN HOUSE, CA 95391-1050
Document Number	0000086699
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 BETHELL AVE TRACY CA 953911050, TRACY, CA 95391-1050

Mortgage

Document Number	0000086699
Date	Jul 20, 2020
Instrument	86699

Lender

Name	COMERICA BK
Type	Bank
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 445 Bethell Ave was $8,342, up 21.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,342.00 (+21.25%)
2025	$6,880.00	$339,949 Land $84,985 Building $254,964
2023	$6,580.00 (+2.32%)	$326,750 Land $81,686 Building $245,064	$696,330
2022	$6,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Bethell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Bethell Ave is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Bethell Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures