Yellowstone County property record for 445 Bernard St, Billings, MT 59101
| Property Type | Commercial |
|---|---|
| Details | 9,840 sqft · built 2016 |
| Lot Size | 0.624 acres (27,181 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,475 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Dec 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 000A27728A |
| Primary APN | 000A27728A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 9,840 sqft Gross Area |
| 1st Floor Area | 9,000 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 27,181 sqft (0.624 acres) |
| View / Lot | Commercial/Industrial |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 445 BERNARD ST |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59101-3208 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | BURLINGTON NORTHERN SUBD 14TH FILING, S08, T01 S, R26 E, BLOCK 4, LOT 3A, AMD (12) |
| Legal Range | 26E |
| Legal Township | 01S |
| Legal Section | 08 |
| Legal Subdivision | BURLINGTON NORTHERN SUBD 14TH FILING |
| Legal Block | 4 |
| Legal Lot Number | 3A |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1702 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2917 DOREEN DR, BILLINGS, MT 59102-1513 |
| Owner Type | Company |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Jun 19, 2020 | Deed of Trust, Mortgage · Line of Credit WESTERN SECURITY BANK |
| Dec 15, 2019 | Loan Modification, Mortgage YELLOWSTONE BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 445 BERNARD ST, BILLINGS, MT 59101-3208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003924570 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 3924570 |
| Name | WESTERN SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 445 BERNARD ST, BILLINGS, MT 59101-3208 |
| Document Number | 0003906275 |
| Instrument Date | Dec 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 2917 DOREEN DR BILLINGS MT 591021513, BILLINGS, MT 59102-1513 |
| Document Number | 0003906275 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 3906275 |
| Name | YELLOWSTONE BK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59106-1027 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Dec 19, 2022 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $562,500 (-) Land $135,806 Building $426,694 | $562,500 (-) Land $135,806 Building $426,694 | |
| 2025 | $7,475.00 (+3.17%) | $562,500 (+11.65%) Land $135,806 Building $426,694 | $562,500 (+11.65%) Land $135,806 Building $426,694 |
| 2024 | $7,245.00 (+15.11%) | ||
| 2023 | $6,294.00 | $503,800 | $503,800 Land $134,442 Building $369,358 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2010–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155 |
|---|---|
| Water Source | Purchased surface water from CITY OF BILLINGS |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Wisp West Fixed Wireless | 200 / 100 |
May also be available: Spectrum, Ziply Fiber.
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