McDowell County property record for 445 Bear Cub Dr, Spruce Pine, NC 28777
| Property Type | Agricultural Vacant Land |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Sep 2023) |
| Tax Bill | $240 (2025) |
| Deeds & Mortgages | Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1719-00-96-3039 |
| Primary APN | 1719-00-96-3039 |
|---|---|
| Alternative APNs |
|
| Account Number | 30919 |
|---|---|
| Street Address | 445 BEAR CUB DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6334 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | 0.25 AC LT 14 PS II BEAR DEN ACRE PB 4 PG 225 |
| Legal Lot Number | 14 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NORTH COVE |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 970102 |
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 351, SPRUCE PINE, NC 28777-0351 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2023 · Amount on Record |
| Deed Sale | Sep 7, 2023 · Amount on Record |
| Deed Document Number | 0001446299 |
| Deed Book / Page | 1446 / 299 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Sep 7, 2023 |
| Property Address | SPRUCE PINE, NC 28777 |
| Document Number | 0014460299 |
| Book / Page | 1446 / 299 |
| Map Reference | MB 4 PG 225 |
| Instrument Date | Sep 2, 2023 |
| Instrument | 2023004216 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 946 CASA DOLCE CASA CIR, CIR, ROCKLEDGE, FL 32955 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 351, SPRUCE PINE, NC 28777-0351 |
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $240.00 | $35,000 (-) Land $35,000 | |
| 2023 | $240.00 (+72.66%) | $35,000 (+75%) Land $35,000 | $35,000 (+75%) Land $35,000 |
| 2022 | $139.00 | $20,000 Land $20,000 | $20,000 Land $20,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR DEN ACRES private · serves 140 people · EPA ID NC0156129 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: AT&T, Spectrum, Verizon.
No cell data coverage reported
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