445 Bay St, Millbrae, CA 94030 Property Records

San Mateo County property record for 445 Bay St, Millbrae, CA 94030 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,010 sqft · built 1955
Lot Size0.061 acres (2,653 sqft)
OwnerCompany Name on File
Tax Bill$2,688 (2025)
Deeds & MortgagesJun 2018 Transfer
Flood ZoneZone AE (high risk)
APN021-304-010

Property Details

APN / Parcel Number

Primary APN021-304-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,010 sqft Living Area
1st Floor Area1,010 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area2,653 sqft (0.061 acres)
Garage Area350 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address445 BAY ST
CityMILLBRAE
StateCA
Zip94030-2003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 LESS SMALL NLY TRIANG PTN BLK 1 18.76 FT ON SAN MATEOAVE SWLY TRIANG PTN OF LOT 27 BLOCK 1 NORTH MILLBRAE
Legal SubdivisionNORTH MILLBRAE
Legal Block1
Legal Lot Number26,27
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group2
Census Block2011
Census Tract604400

Owner

Source: San Mateo County records · APN 021-304-010

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address445 BAY ST, MILLBRAE, CA 94030-2003
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 03, 2018
Transfer Doc0000045042
Record UpdatedSep 20, 2026

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateJun 11, 2018
Property Address445 BAY ST, MILLBRAE, CA 94030-2003
Document Number0000045042
Instrument DateMay 03, 2018
Instrument45042
Transaction TypeTransfer
Record UpdatedJun 25, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address445 BAY ST MILLBRAE CA 940302003, MILLBRAE, CA 94030-2003

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityMillbrae City
Elementary School DistrictMillbrae Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$980,000 (+1,069.45%) Land $740,000 Building $240,000
2025$2,688.00 (+3.54%) Homeowner's exemption$83,800 (+4.04%) Land $22,043 Building $61,757
2024$2,596.00 (+3.88%)
2023$2,499.00 (+123.13%) Homeowner's exemption$80,548 Land $21,188 Building $59,360$916,830
2022$1,120.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816044002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 83 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies83 in force
Nearby Flood Claims10 (1982–1983)
Claims Outside the SFHA7 of 10
Most Recent ClaimJan 1983, tidal / storm surge
Claims By Storm
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 441 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Sail Internet Holdings, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Bay St

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