445 Bannock St, Denver, CO 80204 Property Records

Denver City property record for 445 Bannock St, Denver, CO 80204

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,456 sqft · built 1888
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Oct 2021)
Tax Bill	$4,640 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
APN	`05102-14-024-000`

Property Details

APN / Parcel Number

Primary APN	`05102-14-024-000`
Alternative APNs	`680410214024` `161237378`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	847 sqft
Upper Floors Area	609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 2020
Architectural Style	Multi-Level
Exterior Material	Brick
Lot Area	5,250 sqft (0.121 acres)
Garage Type	Detached
Garage Area	569 sqft
Porch	Enclosed Frame Porch
Porch Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	445 BANNOCK ST
City	DENVER
State	CO
Zip	80204-5125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-RH-2.5
Legal Description	L 21 & N1/2 OF L 20 BLK 4 BROADWAY TERRACE GRAYS SUB
Legal Subdivision	BROADWAY TERRACE
Legal Block	4
Legal Lot Number	21,20
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1004
Census Tract	2101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Side-Baker Historic District listed 1985 · 751 contributing resources · NRIS 85002932

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

445 Bannock St is owned and occupied by two individuals who bought it in October 2021.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 BANNOCK ST, DENVER, CO 80204-5125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Special Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Dec 9, 2020	Special Warranty Deed, Transfer · Commercial Mortgage NATLEND LLC
Nov 30, 2020	Warranty Deed, Transfer TRANS-NATIONAL TITLE, TIAGO NAT'L TITLE
Oct 13, 2020	Warranty Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Dec 9, 2020 · Amount on File
Deed Document Number	2021202110
Prior Transfer Date	Jan 5, 1994
Prior Transfer Doc	0000013793
Record Updated	Oct 29, 2026

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Oct 29, 2021
Property Address	445 BANNOCK ST, DENVER, CO 80204-5125
Document Number	0000202110
Instrument Date	Oct 22, 2021
Instrument	2021202110
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	445 BANNOCK ST, DENVER, CO 80204-5125

Mortgage

Document Number	0000202111
Date	Oct 29, 2021
Instrument	2021202111

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0000202112
Date	Oct 29, 2021
Instrument	2021202112

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Unknown
Amount	Amount on Record
Term	240 Months
Due	Oct 22, 2041

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Dec 9, 2020
Property Address	445 BANNOCK ST, DENVER, CO 80204-5125
Document Number	0000206826
Instrument Date	Nov 13, 2020
Instrument	2020206826
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	TIAGO NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 GALAPAGO ST, DENVER, CO 80204-5031

Mortgage

Document Number	0000206828
Date	Dec 9, 2020
Instrument	2020206828

Lender

Name	NATLEND LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Nov 30, 2020
Property Address	445 BANNOCK ST, DENVER, CO 80204-5125
Document Number	0000198242
Instrument Date	Nov 13, 2020
Instrument	198242
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	TRANS-NATIONAL TITLE, TIAGO NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$46.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2000 S COLORADO BLVD #1300 DENVER CO 802227942, 1300, DENVER, CO 80222-7942
Investor	Possibly a Property Investor

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Oct 13, 2020
Property Address	445 BANNOCK ST, DENVER, CO 80204-5125
Document Number	0000168473
Instrument Date	Oct 7, 2020
Instrument	168473
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$41.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8480 E ORCHARD RD GREENWOOD VILLAGE CO 801115014, GREENWOOD VILLAGE, CO 80111-5014

Tax Assessment & Valuation

The 2025 property tax bill for 445 Bannock St was $4,640.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,640.00	$60,660 Land $27,500 Building $27,500	$860,300 Land $390,000 Building $470,300
2023	$4,302.00	$55,530 (+47.49%) Land $22,450 Building $33,080	$883,700 (+63.16%) Land $390,000 Building $493,700
2022		$37,650 Land $27,110 Building $10,540	$541,600 Land $390,000 Building $151,600
2021	$2,889.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 445 Bannock St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 445 Bannock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, AT&T, Google Fiber, Starry, WiFiHood.

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