445 Baker Rd, Henderson, TN 38340 Property Records

Chester County property record for 445 Baker Rd, Henderson, TN 38340

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,607 sqft · built 1994
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jun 2023)
Tax Bill	$2,819 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012035 02216`

Property Details

APN / Parcel Number

Primary APN	`012035 02216`
Alternative APN	`035 02216 00004035`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,607 sqft Living Area
1st Floor Area	2,380 sqft
Upper Floors Area	2,640 sqft
Attic	Attic
Attic Area	2,640 sqft
Basement Area	2,124 sqft
Unfinished Basement	2,124 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	219,107 sqft (5.03 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	217 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	445 BAKER RD
City	HENDERSON
State	TN
Zip	38340-3907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: R50
Legal Subdivision	BAKER SUB
Legal Lot Number	18
Jurisdiction	CHESTER TN
Township / Civil Division	5
Census Block Group	4
Census Block	4026
Census Tract	970102

Owner

Source: Chester County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	445 BAKER RD, HENDERSON, TN 38340-3907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 8, 2023 · Amount on Record
Deed Sale	Jun 8, 2023 · Amount on Record
Prior Sale	Aug 27, 2021 · Amount on Record
Deed Document Number	202373607
Deed Book / Page	505 / 737
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Aug 27, 2021
Property Address	445 BAKER RD, HENDERSON, TN 38340-3907
Document Number	0004800411
Book / Page	480 / 411
Map Reference	MB 1 PG 39
Instrument Date	Aug 26, 2021
Instrument	68319
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,265.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 BAKER RD, HENDERSON, TN 38340-3907

Mortgage

Document Number	68320
Date	Aug 27, 2021
Instrument	68320

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	445 BAKER RD, HENDERSON, TN 38340-3907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004610797
Date	Jul 27, 2020
Book Page	461/797
Instrument	64742

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	HENDERSON, TN 38340

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 17, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,819.00 (+24.29%)	$138,400 (+51.71%)	$553,600 (+51.71%) Land $28,900 Building $524,700
2023	$2,268.00	$91,225	$364,900 Land $22,000 Building $342,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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