445 Ave B NE, Winter Haven, FL 33881 Property Records

Polk County property record for 445 Ave B NE, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,367 sqft · built 1945
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Oct 2024)
Tax Bill	$5,899 (2025)
Deeds & Mortgages	Oct 2023 Sale Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-596500-005230`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-596500-005230`
Alternative APNs	`282826596500005230` `82826000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,367 sqft Living Area
Gross Area	2,829 sqft
1st Floor Area	2,077 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft
Porch	Florida Room
Porch Area	434 sqft

Location & Zoning

Street Address	445 AVENUE B NE
City	WINTER HAVEN
State	FL
Zip	33881-4717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	COKER A B ADDITION PB 5 PG 42 BLK 5 LOTS 23 & 24 S21/28 T28 R26
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	COKER A B ADDITION
Legal Tract	596500
Legal Block	5
Legal Lot Number	23,24
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2021
Census Tract	13702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winter Haven Heights Historic Residential District listed 2000 · 147 contributing resources · NRIS 00000660

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 AVENUE B NE, WINTER HAVEN, FL 33881-4717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Warranty Deed, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
Dec 7, 2023	Special Warranty Deed, Transfer AKW TITLE GROUP LLC
Nov 2, 2023	Intrafamily Transfer, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
Oct 26, 2023	Quit Claim Deed, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Prior Sale	Dec 7, 2023 · Amount on Record
Deed Document Number	2024247661
Deed Book / Page	13316 / 1377
Prior Transfer Date	Sep 22, 2023
Prior Transfer Doc	0000260505
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 26, 2023
Property Address	445 AVENUE B NE, WINTER HAVEN, FL 33881-4717
Document Number	0000254093
Book / Page	12888 / 940
Map Reference	MB 5 PG 42
Instrument Date	Oct 16, 2023
Instrument	2023254093
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1946 E CLARADGE AVE, AVON PARK, FL 33825-9606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2591 N FORSYTH RD # TD, TD, ORLANDO, FL 32807-6448

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 7, 2023
Property Address	445 AVENUE B NE, WINTER HAVEN, FL 33881-4717
Document Number	0000286239
Book / Page	12933 / 1
Map Reference	MB 5 PG 42A
Instrument Date	Oct 16, 2023
Instrument	2023286239
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	AKW TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,749.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2591 N FORSYTH RD, ORLANDO, FL 32807-6448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6500 WINFIELD BLVD, MARGATE, FL 33063-7164

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Nov 2, 2023
Property Address	445 AVENUE B NE, WINTER HAVEN, FL 33881-4717
Document Number	0000260505
Book / Page	12897 / 1293
Map Reference	MB 5 PG 42
Instrument Date	Sep 22, 2023
Instrument	2023260505
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4415 LAKE TRADE DR, WINTER HAVEN, FL 33881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 AVENUE B NE, WINTER HAVEN, FL 33881-4717

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Oct 26, 2023
Property Address	445 AVENUE B NE, WINTER HAVEN, FL 33881-4717
Document Number	0000254092
Book / Page	12888 / 938
Map Reference	MB 5 PG 42
Instrument Date	Sep 22, 2023
Instrument	2023254092
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5447 SADDLEBAG LAKE RD, LAKE WALES, FL 33898-9654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 AVENUE B NE, WINTER HAVEN, FL 33881-4717

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,378 (-0.57%) Land $39,400 Building $268,978	$308,378 (-0.57%) Land $39,400 Building $268,978
2025	$5,899.00 (+424.36%)	$310,146 (+205.79%) Land $39,400 Building $270,746	$310,146 (+0.56%) Land $39,400 Building $270,746
2023	$1,125.00 (+4.17%) Homeowner's exemption	$101,423 (+3%)	$308,428 (+22.24%) Land $33,300 Building $275,128
2022	$1,080.00 Homeowner's exemption	$98,469	$252,313 Land $27,800 Building $224,513

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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