Clermont County property record for 445 Ashworth Ct, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,140 sqft · built 1992 |
| Lot Size | 0.308 acres (13,416 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,500 (Nov 2019) |
| Tax Bill | $4,832 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-14A-352 |
| Primary APN | 41-32-14A-352 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,140 sqft Living Area |
| 1st Floor Area | 820 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 470 sqft |
| Unfinished Basement | 310 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 13,416 sqft (0.308 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 30 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 445 ASHWORTH CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-3657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERITAGE GROVE B-1; LOT 21 |
| Legal Subdivision | HERITAGE GROVE |
| Legal Lot Number | 21 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 41404 |
445 Ashworth Ct is owned and occupied by two individuals who bought it in November 2019.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 ASHWORTH CT, CINCINNATI, OH 45255-3657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Feb 11, 2021 | Deed of Trust, Mortgage SUPERIOR CU |
| Nov 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on File |
| Deed Sale | Nov 7, 2019 · Amount on File |
| Prior Sale | Apr 6, 2011 · Amount on File |
| Deed Document Number | 201925402 |
| Deed Book / Page | 2822 / 5479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 445 ASHWORTH CT, CINCINNATI, OH 45255-3657 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 445 ASHWORTH CT, CINCINNATI, OH 45255-3657 |
| Document Number | 0000021273 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 3005/1240 |
| Instrument | 202500021273 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 9, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 445 ASHWORTH CT, CINCINNATI, OH 45255-3657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | TICO TITLE INC, TRICO TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000004643 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 2869/1330 |
| Instrument | 202100004643 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Nov 7, 2019 |
| Property Address | 445 ASHWORTH CT, CINCINNATI, OH 45255-3657 |
| Document Number | 0000025402 |
| Book / Page | 2822 / 5479 |
| Map Reference | CAB 4 PG 665-666 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 201900025402 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 445 ASHWORTH CT, CINCINNATI, OH 45255-3657 |
| Document Number | 0000025403 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 201900025403 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 445 Ashworth Ct was $4,832 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,832.00 | $94,400 Land $20,300 Building $74,100 | |
| 2024 | $269,700 (-) Land $58,000 Building $211,700 | ||
| 2023 | $9,389.00 (+117.79%) Homeowner's exemption | $94,400 (+27.58%) Land $20,300 Building $74,100 | $269,700 Land $58,000 Building $211,700 |
| 2022 | $4,311.00 Homeowner's exemption | $73,990 Land $16,800 Building $57,190 | |
| 2020 | $211,400 Land $48,000 Building $163,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 445 Ashworth Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 445 Ashworth Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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