Nassau County and Hempstead Town property record for 445 Archer St, Freeport, NY 11520
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,407 sqft · built 1920 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Dec 2017) |
| Tax Bill | $8,452 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-308-00-0160 |
| Primary APN | 54-308-00-0160 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,407 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Wood Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 54308 01600 |
|---|---|
| Street Address | 445 ARCHER ST |
| City | FREEPORT |
| State | NY |
| Zip | 11520-4806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 009 |
| Legal Block | 308 |
| Legal Lot Number | 160 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 414303 |
Source: Nassau County and Hempstead Town records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 ARCHER ST, FREEPORT, NY 11520-4806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| May 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 14, 2017 | Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG |
| Apr 3, 2017 | Grant Deed, Transfer · Construction Mortgage LENDINGONE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2017 · Amount on Record |
| Deed Sale | Dec 14, 2017 · Amount on Record |
| Prior Sale | Apr 3, 2017 · Amount on Record |
| Deed Document Number | 2017124810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 445 ARCHER ST, FREEPORT, NY 11520-4806 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 445 ARCHER ST, FREEPORT, NY 11520-4806 |
| Document Number | M474880399 |
|---|---|
| Date | Apr 5, 2024 |
| Book Page | M47488/399 |
| Instrument | 2024-20865 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 445 ARCHER ST, FREEPORT, NY 11520-4806 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 445 ARCHER ST, FREEPORT, NY 11520-4806 |
| Document Number | M465810964 |
|---|---|
| Date | May 2, 2022 |
| Book Page | M46581/964 |
| Instrument | 2022-51015 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 445 ARCHER ST, FREEPORT, NY 11520-4806 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SECURITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0442030947 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 44203/947 |
| Instrument | 2020-041200 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Dec 14, 2017 |
| Property Address | 445 ARCHER ST, FREEPORT, NY 11520-4806 |
| Document Number | 0135980148 |
| Book / Page | 013598 / 000148 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 124810 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,740.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 445 ARCHER ST FREEPORT NY 115204806, FREEPORT, NY 11520-4806 |
| Document Number | 425650341 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 042565/000341 |
| Instrument | 124811 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Apr 3, 2017 |
| Property Address | 445 ARCHER ST, FREEPORT, NY 11520-4806 |
| Document Number | 0134900555 |
| Book / Page | 013490 / 000555 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 32493 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | NEW YORK BOARD OF TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $528.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20 PEACHTREE CT #101 HOLBROOK NY 117414616, 101, HOLBROOK, NY 11741-4616 |
| Document Number | 420220466 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 042022/000466 |
| Instrument | 32494 |
| Name | LENDINGONE |
|---|---|
| Address | BOCA RATON, FL 33431 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 2, 2018 |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Freeport Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382 (-5.21%) Land $143 Building $239 | $382,000 (-5.21%) | |
| 2025 | $8,452.00 (-1.46%) | ||
| 2023 | $8,577.00 Additional exemption filed | $403 Land $150 Building $253 | $403,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 71 (1985–2026) |
| Claims Outside the SFHA | 9 of 71 |
| Most Recent Claim | Feb 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT (V) serves 45,000 people · EPA ID NY2902823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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