Madison County property record for 445 Alexander Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.68 acres (73,181 sqft) |
| Owner | Company Name on File |
| Last Sale | $20,000 (May 2018) |
| Tax Bill | $1,309 (2025) |
| Deeds & Mortgages | Jun 2026 Construction Loan Jul 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0100-0000-0035-FF |
| Primary APN | 0100-0000-0035-FF |
|---|---|
| Alternative APNs |
|
| Lot Area | 73,181 sqft (1.68 acres) |
|---|
| Account Number | 55961 |
|---|---|
| Street Address | 445 ALEXANDER RD |
| City | BEREA |
| State | KY |
| Zip | 40403-8241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 (1.68 ACRES) |
| Legal Subdivision | MADISON COUNTY CLERKS |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11102 |
Source: Madison County records · APN 0100-0000-0035-FF
Assessment roll updated December 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 445 ALEXANDER RD, BEREA, KY 40403-8241 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK |
| Jul 21, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK |
| Jun 27, 2018 | Deed of Trust, Mortgage · ARM COMMUNITY TRUST BANK INC |
| May 02, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2018 · Amount on Record |
| Deed Sale | May 02, 2018 · Amount on Record |
| Deed Document Number | 20182013975157 |
| Deed Book / Page | 758 / 701 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 04, 2026 |
| Property Address | 445 ALEXANDER RD, BEREA, KY 40403-8241 |
| Document Number | 0014353181 |
| Book / Page | 2473 / 654 |
| Instrument Date | May 21, 2026 |
| Instrument | 202614353181 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0014353181, |
|---|---|
| Date | Jun 04, 2026 |
| Book Page | 2473/654 |
| Instrument | 202614353181 |
| Name | COMMUNITY TRUST BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | May 21, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 445 ALEXANDER RD, BEREA, KY 40403-8241 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 445 ALEXANDER RD, BEREA, KY 40403-8241 |
| Document Number | 0M2247/473 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | M2247/473 |
| Instrument | 2014157945 |
| Name | COMMUNITY TRUST BANK |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 30, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 445 ALEXANDER RD, BEREA, KY 40403-8241 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01811/330 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | M01811/330 |
| Instrument | 2013977893 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jun 18, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Type Change Date | Jun 18, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 02, 2018 |
| Property Address | 445 ALEXANDER RD, BEREA, KY 40403-8241 |
| Document Number | D00758/701 |
| Book / Page | D00758 / 701 |
| Map Reference | CAB 27 SL390 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 2013975157 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 461 ALEXANDER RD, BEREA, KY 40403-8241 |
| Name | Verified Name |
|---|---|
| Address | 445 ALEXANDER RD, BEREA, KY 40403-8241 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,309.00 (+1.55%) | $131,900 (-) | $131,900 (-) |
| 2023 | $1,289.00 | $131,900 | $131,900 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 58 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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