Providence City property record for 445 Admiral St, Providence, RI 02908
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,780 sqft · built 2021 |
| Lot Size | 0.073 acres (3,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,440 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Sep 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:123 L:470 |
| Primary APN | PROV M:123 L:470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 890 sqft |
| Basement Area | 890 sqft |
| Unfinished Basement | 890 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,200 sqft (0.073 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 8706 |
|---|---|
| Street Address | 445 ADMIRAL ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02908-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Lot Number | 470 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 2801 |
445 Admiral St, a single family home, is owned by an individual.
Source: Providence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 441 ADMIRAL ST, PROVIDENCE, RI 02908-2415 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2025 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Sep 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LUCA FINANCIAL LLC |
| Mar 26, 2021 | Deed of Trust, Mortgage · Construction Mortgage FALL RIVER FIVE CENTS SAVINGS BANK |
| Jun 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance STONEHAM COOPERATIVE BANK |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RYANNA LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 445 ADMIRAL ST, PROVIDENCE, RI 02908-2415 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 014448-308 |
|---|---|
| Date | Jun 18, 2025 |
| Book Page | 14448/308 |
| Instrument | 2025393610 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 445 ADMIRAL ST, PROVIDENCE, RI 02908-2415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013273-337 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 13273/337 |
| Instrument | 2021298048 |
| Name | LUCA FINANCIAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 445 ADMIRAL ST, PROVIDENCE, RI 02908-2415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013069-173 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 13069/173 |
| Instrument | 2021282509 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 445 ADMIRAL ST, PROVIDENCE, RI 02908-2415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013591-121 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 13591/121 |
| Instrument | 2022322909 |
| Name | STONEHAM COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 445 ADMIRAL ST, PROVIDENCE, RI 02908-2415 |
| Document Number | 12936-266 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 566 SMITH ST PROVIDENCE RI 029084330, PROVIDENCE, RI 02908-4330 |
| Document Number | 12936-266 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 012936/000266 |
| Instrument | 272714 |
| Name | RYANNA LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 445 Admiral St was $7,440.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,440.00 | $509,600 Land $162,400 Building $347,200 | $477,940 |
| 2023 | $6,912.00 (+3.09%) | $376,700 (-) Land $89,100 Building $287,600 | |
| 2022 | $6,705.00 | $376,700 Land $89,100 Building $287,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Admiral St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 445 Admiral St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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