Indiana County property record for 445 Adams St, Clymer, PA 15728
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,600 sqft · built 1910 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,350 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 15-004-405 |
| Primary APN | 15-004-405 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 150 ft deep x 115 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 252 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00015275 |
|---|---|
| Street Address | 445 ADAMS ST |
| City | CLYMER |
| State | PA |
| Zip | 15728-1160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 115X150 1 HO |
| Jurisdiction | INDIANA PA |
| Township / Civil Division | CLYMER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 961300 |
445 Adams St is owned and occupied by an individual.
Source: Indiana County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 ADAMS ST, CLYMER, PA 15728-1160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 445 Adams St was $2,350 with a homeowner's exemption.
Source: Indiana County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Indiana County |
| Municipality | Clymer Borough |
| Unified School District | Penns Manor Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,350.00 Homeowner's exemption | $84,600 Land $19,700 Building $64,900 | $84,600 Land $19,700 Building $64,900 |
| 2023 | $2,130.00 | $84,600 Land $19,700 Building $64,900 | |
| 2015 | $84,600 Land $19,700 Building $64,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Adams St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 20 (1996–2024) |
| Claims Outside the SFHA | 5 of 20 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Adams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLYMER BORO MUNI AUTH serves 1,700 people · EPA ID PA5320009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Salsgiver, Verizon.
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