445 A St, Penrose, CO 81240 Property Records

Fremont County property record for 445 A St, Penrose, CO 81240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1984
Lot Size	4.78 acres (208,217 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R028764`

Property Details

APN / Parcel Number

Primary APN	`R028764`
Alternative APN	`98404238`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modular
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	208,217 sqft (4.78 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Patio Area	120 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R028764
Street Address	445 A ST
City	PENROSE
State	CO
Zip	81240-9352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 ISABELLE SUB REF FROM 982-04-250 MANUF #93000-03-289 PURGED 2005 AFFIDAVIT OF REAL PROPERTY RECORDED 12/20/2016 NO TITLE FOUND
Legal Subdivision	ISABELLE SUB
Legal Lot Number	2
Jurisdiction	FREMONT CO
Township / Civil Division	PENROSE-PORTLAND
Census Block Group	2
Census Block	2010
Census Tract	978100

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 A ST, PENROSE, CO 81240-9352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 13, 2006
Transfer Doc	0000816537
Record Updated	Sep 20, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Feb 14, 2017
Property Address	445 A ST, PENROSE, CO 81240-9352
Document Number	0000947488
Instrument Date	Feb 9, 2016
Instrument	947488
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	445 A ST, PENROSE, CO 81240-9352

Mortgage

Document Number	0000947489
Date	Feb 14, 2017
Instrument	947489

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,175.00 (+21.51%)	$15,795 (-9.68%)	$252,712 (-3.18%)
2024	$967.00 (+1.68%)	$17,487 (+33.16%)
2023	$951.00 (-0.52%)	$13,132 (+0.14%)	$261,005 (+38.34%)
2022	$956.00	$13,113	$188,672

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 59% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENROSE WD serves 3,149 people · EPA ID CO0122700
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: AT&T.

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