445 9th St SE, Cokato, MN 55321 Property Records

Wright County property record for 445 9th St SE, Cokato, MN 55321

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,484 sqft · built 1986
Lot Size	0.296 acres (12,894 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,150 (2026)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-012-004020`

Property Details

APN / Parcel Number

Primary APN	`105-012-004020`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	4 Stories
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1991
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,894 sqft (0.296 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	164 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	445 9TH ST SE
City	COKATO
State	MN
Zip	55321-4263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-119 RANGE-028 BUILDERS PARK ADDN LOT-002 BLOCK-004 004
Legal Range	028
Legal Township	119
Legal Section	34
Legal Subdivision	BUILDERS PARK ADDN
Legal Block	4
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	COKATO
Census Block Group	2
Census Block	2029
Census Tract	101300

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 9TH ST SE, COKATO, MN 55321-4263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	445 9TH ST SE, COKATO, MN 55321-4263
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 9TH ST SE, COKATO, MN 55321-4263

Mortgage

Document Number	00A1503583
Date	Apr 8, 2022
Instrument	A1503583

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cokato City
County	Wright County
Unified School District	Dassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,150.00 (+10.2%)	$340,900 (+8.26%) Land $44,400 Building $296,500	$340,900 (+8.26%) Land $44,400 Building $296,500
2025		$314,900 (+6.71%) Land $45,600 Building $269,300	$314,900 (+6.71%) Land $45,600 Building $269,300
2023	$3,766.00 (+18.06%)	$295,100 Land $35,300 Building $259,800	$295,100 Land $35,300 Building $259,800
2022	$3,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cokato serves 2,792 people · EPA ID MN1860006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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