445 65th St NE, Towner, ND 58788 Property Records

McHenry County property record for 445 65th St NE, Towner, ND 58788

Property Summary

Property Type	Single Family Home
Lot Size	152 acres (6,642,464 sqft)
Owner	Individual Name on File
Tax Bill	$1,315 (2023)
Deeds & Mortgages	Mar 2006 Mortgage Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35000007066000`

Property Details

APN / Parcel Number

Primary APN	`35000007066000`

Exterior

Lot Area	6,642,464 sqft (152 acres)

Location & Zoning

City	GRELLAND
State	ND
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN: 156 SCT: 06 RNG: 076 SUB: 0035-0000 LOT: 6-7 E1/2SW1/4 LOTS 6-7 LESS R/W SEC 6-156-76
Legal Lot Number	6-7
Jurisdiction	MCHENRY ND
Township / Civil Division	NEWPORT
Census Block Group	2
Census Block	2277
Census Tract	955600

Owner

445 65th St NE, a single family home, is owned by an individual.

Source: McHenry County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	445 65TH ST NE, TOWNER, ND 58788-8985
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2006	Deed of Trust, Mortgage · USDA Mortgage USDA
	Deed of Trust, Mortgage
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SERVICES OF NORTH DAKOTA AC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY ND
Property Address	445 65TH ST NE, TOWNER, ND 58788-8985
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000297849
Date	Mar 17, 2006
Instrument	297849

Lender

Name	USDA
Type	Government Agency
Address	TOWNER, ND 58788

Agreement

Type	USDA Mortgage

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY ND
Property Address	445 65TH ST NE, TOWNER, ND 58788-8985
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY ND
Property Address	445 65TH ST NE, TOWNER, ND 58788-8985
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000321440
Date	Jun 7, 2017
Instrument	321440

Lender

Name	FARM CREDIT SERVICES OF NORTH DAKOTA AC
Type	Funding / Finance Company
Address	MINOT, ND 58702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	238 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McHenry County
County Subdivision	Newport Township
Unified School District	TGU Public School District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,750 (-) Land $38,250 Building $37,500	$151,500 (-) Land $76,500 Building $75,000
2025		$75,750 Land $38,250 Building $37,500	$151,500 Land $76,500 Building $75,000
2023	$1,315.00	$75,750 Land $38,250 Building $37,500	$151,500 Land $76,500 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 65th St NE in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1979–2001)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 65th St NE is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Dakota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PRAIRIE RWD-SYSTEM 1&2 private · serves 7,748 people · EPA ID ND5101125
Water Source	Purchased groundwater from NORTHWESTERN AREA WATER SUPPLY
Last State Inspection	Jun 2023
Also Mapped Here	NORTH PRAIRIE RWD-SYSTEM III, NORTH PRAIRIE RWD SYSTEM IV
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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