445 63rd St, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 445 63rd St, Holmes Beach, FL 34217

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 890 sqft · built 1962
Lot Size	0.062 acres (2,700 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Aug 2022)
Tax Bill	$4,206 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`72452-0000-6`

Property Details

APN / Parcel Number

Primary APN	`72452-0000-6`
Alternative APN	`3416207245200006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	890 sqft Living Area
Gross Area	1,145 sqft
1st Floor Area	890 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	2,700 sqft (0.062 acres)
Lot Dimensions	100 ft deep x 27 ft wide
View / Lot	Island
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	445 63RD ST
City	HOLMES BEACH
State	FL
Zip	34217-1535
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	HB_R-4
Legal Description	E 27 1/2 FT OF LOT 12 SEA SIDE GARDENS PI#72452.0000/6
Legal Range	16E
Legal Township	34S
Legal Section	20
Legal Subdivision	SEA SIDE GARDENS
Legal Tract	07244200
Legal Lot Number	12
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2006
Census Tract	1801

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1246, HOLMES BEACH, FL 34218-1246
Owner Type	Individual
Vesting	Widower

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FALL RIVER FIVE CENTS SAVINGS BANK
Aug 30, 2022	Warranty Deed, Transfer · Conventional Mortgage FALL RIVER FIVE CENTS SAVINGS BANK
Jul 23, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Jul 6, 2020	Quit Claim Deed, Transfer AMERICAS TITLE
Jul 16, 2019	Warranty Deed, Construction Loan · Construction Mortgage LEMON BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	2022110452
Prior Transfer Date	Jul 2, 2020
Prior Transfer Doc	0000068185
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	445 63RD ST, HOLMES BEACH, FL 34217-1535
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	BARNES WALKER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 BASSWOOD CIR, NORTH ANDOVER, MA 01845-6378

Mortgage

Document Number	0041124390
Date	Oct 12, 2022
Instrument	202241124390

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank
Address	FALL RIVER, MA 02720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 30, 2022
Property Address	445 63RD ST, HOLMES BEACH, FL 34217-1535
Document Number	0041110452
Map Reference	MB 13 PG 32
Instrument Date	Aug 29, 2022
Instrument	202241110452
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9801 CREEK CROSS ST, 9801, TAMPA, FL 33647-1808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 63RD ST, HOLMES BEACH, FL 34217-1535

Mortgage

Document Number	0041110453
Date	Aug 30, 2022
Instrument	202241110453

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	445 63RD ST, HOLMES BEACH, FL 34217-1535
Document Number	0041076140
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	AMERICAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9801 CREEK CROSS ST TAMPA FL 336471808, TAMPA, FL 33647-1808

Mortgage

Document Number	0041076140
Date	Jul 27, 2020
Instrument	41076140

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 6, 2020
Property Address	445 63RD ST, HOLMES BEACH, FL 34217-1535
Document Number	0041068185
Instrument Date	Jul 2, 2020
Instrument	41068185
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	AMERICAS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9801 CREEK CROSS ST TAMPA FL 336471808, TAMPA, FL 33647-1808

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 16, 2019
Property Address	445 63RD ST, HOLMES BEACH, FL 34217-1535
Document Number	0027920145
Book / Page	002792 / 000145
Instrument Date	Jul 15, 2019
Instrument	41069049
Transaction Type	Construction Loan
Record Updated	Aug 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9801 CREEK CROSS ST TAMPA FL 336471808, TAMPA, FL 33647-1808

Mortgage

Document Number	27920146
Date	Jul 16, 2019
Book Page	002792/000146
Instrument	41069050

Lender

Name	LEMON BAY EQUITY LLC
Address	11357 VISBY AVE, PORT CHARLOTTE, FL 33981-5302

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jul 15, 2021

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,949 (+76.35%) Land $235,280 Building $179,669	$414,949 (+76.35%) Land $235,280 Building $179,669
2025	$4,206.00 (-39.53%)	$235,295 (-45.65%) Land $235,280 Building $15	$235,295 (-45.65%) Land $235,280 Building $15
2024	$6,956.00 (+1.46%)
2023	$6,856.00 (+48.08%)	$432,916 (+48.66%) Land $235,280 Building $197,636	$432,916 (+48.66%) Land $235,280 Building $197,636
2022	$4,630.00	$291,213 Land $157,200 Building $134,013	$291,213 Land $157,200 Building $134,013

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 353 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	752 units insured incl. 399 condo units
Nearby Flood Claims	355 (2001–2025)
Claims Outside the SFHA	1 of 355
Most Recent Claim	Jan 2025 · tidal / storm surge
Claims by Event	Hurricane Milton, Oct 2024 · 25 claims Hurricane Helene, Sep 2024 · 293 claims Hurricane Idalia, Sep 2023 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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