445 5th St SW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 445 5th St SW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,286 sqft · built 1953
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (May 2019)
Tax Bill	$3,150 (2026)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`21-036-1000`

Property Details

APN / Parcel Number

Primary APN	`21-036-1000`

Interior

Building Area	1,286 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	50,094 sqft (1.15 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	228 sqft

Location & Zoning

Street Address	445 5TH ST SW
City	MILACA
State	MN
Zip	56353-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF MILACA N 372 FT OF W 200 OF E 400 FT OF THAT PART OF NW OF NW
Legal Range	27
Legal Township	38
Legal Section	36
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3035
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 5TH ST SW, MILACA, MN 56353-1136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 20, 2019	Affidavit, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT
May 20, 2019	Personal Representative Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Deed Document Number	2019411461
Last Transfer Date	Jan 22, 2021
Transfer Doc	A422520
Record Updated	Oct 29, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 8, 2021
Property Address	445 5TH ST SW, MILACA, MN 56353-1136
Document Number	A422520
Instrument Date	Jan 22, 2021
Instrument	A422520
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	RAVENSWOOD TITLE

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 5TH ST SW, 445, MILACA, MN 56353-1136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 5TH ST SW, MILACA, MN 56353-1136

Mortgage

Document Number	A422521
Date	Feb 8, 2021
Instrument	A422521

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MILLE LACS MN
Recording Date	May 20, 2019
Property Address	445 5TH ST SW, MILACA, MN 56353-1136
Document Number	A411459
Instrument Date	May 20, 2019
Instrument	A411459
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 5TH ST SW, MILACA, MN 56353-1136

May 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 20, 2019
Property Address	445 5TH ST SW, MILACA, MN 56353-1136
Document Number	A411461
Instrument Date	May 16, 2019
Instrument	A411461
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME TOWN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 5TH ST SW, MILACA, MN 56353-1136

Mortgage

Document Number	000A411462
Date	May 20, 2019
Instrument	A411462

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,150.00 (+15.64%)	$258,600 (+3.23%) Land $50,000 Building $208,600	$258,600 (+3.23%) Land $50,000 Building $208,600
2025		$250,500 (+19.68%) Land $43,200 Building $207,300	$250,500 (+19.68%) Land $43,200 Building $207,300
2023	$2,724.00	$209,300 Land $33,600 Building $175,700	$209,300 Land $33,600 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Benton Cooperative Telephone Company, ECE Fiber.

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