445 3rd Way SE, Dover, MN 55929 Property Records

Olmsted County property record for 445 3rd Way SE, Dover, MN 55929 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,407 sqft · built 2002
Lot Size	0.303 acres (13,199 sqft)
Owner	Individual Name on File
Last Sale	$271,000 (Jan 2020)
Tax Bill	$4,510 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`61.22.24.063165`

Property Details

APN / Parcel Number

Primary APN	`61.22.24.063165`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,407 sqft Living Area
1st Floor Area	1,407 sqft
Basement Area	1,387 sqft
Finished Basement	693 sqft
Unfinished Basement	694 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,199 sqft (0.303 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Patio Area	232 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	445 3RD WAY SE
City	DOVER
State	MN
Zip	55929-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-22 TWP-106 RANGE-011 HENRY ESTATES 2ND ADD LOT-005 BLOCK-001 LOT 5 BLK 1
Legal Range	11
Legal Township	106
Legal Section	22
Legal Subdivision	HENRY ESTATES 2ND ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	OLMSTED MN
Township / Civil Division	DOVER
Census Block Group	3
Census Block	3090
Census Tract	2000

Owner

Source: Olmsted County records · APN 61.22.24.063165

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	445 3RD WAY SE, DOVER, MN 55929-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 08, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 10, 2023	Deed of Trust, Mortgage OLMSTED COUNTY HOUSING AND REDEVELOPMENT
Nov 10, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDMONT MORTGAGE FUNDING
Dec 20, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 26, 2020	Deed of Trust, Mortgage · Line of Credit COULEE BANK
May 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage COULEE BANK
Jan 28, 2020	Warranty Deed, Transfer · Conventional Mortgage COULEE BANK
Dec 14, 2017	Warranty Deed, Transfer · Conventional Mortgage ALLIANCE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2020 · Amount on Record
Deed Sale	Jan 28, 2020 · Amount on Record
Prior Sale	Dec 14, 2017 · Amount on Record
Deed Document Number	20201491795
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	445 3RD WAY SE, DOVER, MN 55929-1216
Transaction Type	Mortgage
Record Updated	Dec 04, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1632858
Date	Oct 07, 2025
Instrument	A-1632858

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Jan 01, 2052

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	445 3RD WAY SE, DOVER, MN 55929-1216
Transaction Type	Mortgage
Record Updated	Apr 24, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 3RD WAY SE, DOVER, MN 55929-1216

Mortgage

Document Number	00A1601377
Date	Mar 08, 2024
Instrument	A-1601377

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jan 01, 2052

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	445 3RD WAY SE, DOVER, MN 55929-1216
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1594254
Date	Oct 10, 2023
Instrument	A-1594254

Lender

Name	OLMSTED COUNTY HOUSING AND REDEVELOPMENT
Type	Non-Lending Institution
Address	ROCHESTER, MN 55904

Agreement

Amount	Amount Recorded
Term	355 Months
Due	May 16, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	445 3RD WAY SE, DOVER, MN 55929-1216
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 3RD WAY SE, DOVER, MN 55929-1216

Mortgage

Document Number	00A1576977
Date	Nov 10, 2022
Instrument	A-1576977

Lender

Name	FREEDMONT MORTGAGE FUNDING
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 01, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	445 3RD WAY SE, DOVER, MN 55929-1216
Transaction Type	Mortgage
Record Updated	Feb 02, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1555102
Date	Dec 20, 2021
Instrument	A-1555102

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	445 3RD WAY SE, DOVER, MN 55929-1216
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1503291
Date	Jun 26, 2020
Instrument	A-1503291

Lender

Name	COULEE BANK
Type	Bank
Address	LA CROSSE, WI 54601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	445 3RD WAY SE, DOVER, MN 55929-1216
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1498455
Date	May 07, 2020
Instrument	A-1498455

Lender

Name	COULEE BANK
Type	Bank
Address	LA CROSSE, WI 54601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jan 28, 2020
Property Address	445 3RD WAY SE, DOVER, MN 55929-1216
Document Number	A1491795
Instrument Date	Jan 21, 2020
Instrument	A-1491795
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$894.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 3RD WAY SE, DOVER, MN 55929-1216

Mortgage

Document Number	A1491796
Date	Jan 28, 2020
Instrument	A-1491796

Lender

Name	COULEE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Apr 01, 2025

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Dec 14, 2017
Property Address	445 3RD WAY SE, DOVER, MN 55929-1216
Document Number	A1439746
Instrument Date	Dec 08, 2017
Instrument	A-1439746
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$808.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 3RD WAY SE, DOVER, MN 55929-1216

Mortgage

Document Number	A1439747
Date	Dec 14, 2017
Instrument	A-1439747

Lender

Name	ALLIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Olmsted County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Dover City
Unified School District	Dover-Eyota Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,510.00 (+1.76%) Homeowner's exemption
2025	$4,432.00 Homeowner's exemption	$346,500 (+5%) Land $40,800 Building $305,700	$360,600 (+9.27%) Land $42,500 Building $318,100
2024		$330,000 Land $37,500 Building $292,500	$330,000 Land $37,500 Building $292,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Olmsted County (27109C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271090020003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014, rainfall accumulation, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Hiawatha Broadband Communications	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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