445 3rd St, Benton, PA 17814 Property Records

Columbia County property record for 445 3rd St, Benton, PA 17814

Property Summary

Property Type	Single Family Home
Details	1,509 sqft · built 1980
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,000 (Feb 2019)
Tax Bill	$3,513 (2026)
Deeds & Mortgages	Sep 2017 Line of Credit Dec 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`02,01-126-00,000`

Property Details

APN / Parcel Number

Primary APN	`02,01-126-00,000`

Interior

Building Area	1,509 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	8,668 sqft (0.199 acres)

Location & Zoning

Street Address	445 3RD ST
City	BENTON
State	PA
Zip	17814-7524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	H F EVERITT ADDITION
Jurisdiction	COLUMBIA PA
Township / Civil Division	BENTON
Census Block Group	4
Census Block	4017
Census Tract	50100

Owner

Source: Columbia County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 32, BENTON, PA 17814-0032
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2017	Deed of Trust, Mortgage · Line of Credit SERVICE 1ST FCU
Dec 11, 2019	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP
Jul 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 14, 2019	Grant Deed, Transfer · Construction Mortgage INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Prior Sale	Nov 28, 2012 · Amount on Record
Deed Document Number	20191095
Last Transfer Date	Jul 26, 2019
Transfer Doc	0000005697
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Property Address	445 3RD ST, BENTON, PA 17814-7524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007071
Date	Sep 5, 2017
Instrument	201707071

Lender

Name	SERVICE 1ST FCU
Type	Credit Union
Address	DANVILLE, PA 17821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 4, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Property Address	445 3RD ST, BENTON, PA 17814-7524
Document Number	0000010174
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	445 3RD ST BENTON PA 178147524, BENTON, PA 17814-7524

Mortgage

Document Number	0000010174
Date	Dec 26, 2019
Instrument	10174

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA PA
Recording Date	Jul 29, 2019
Property Address	445 3RD ST, BENTON, PA 17814-7524
Document Number	0000005697
Instrument Date	Jul 26, 2019
Instrument	5697
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	445 3RD ST BENTON PA 178147524, BENTON, PA 17814-7524

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA PA
Recording Date	Feb 14, 2019
Property Address	445 3RD ST, BENTON, PA 17814-7524
Document Number	0000001095
Instrument Date	Feb 5, 2019
Instrument	1095
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 OLD GREENWOOD RD MILLVILLE PA 178469116, MILLVILLE, PA 17846-9116

Mortgage

Document Number	1096
Date	Feb 14, 2019
Instrument	1096

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 13, 2020

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Columbia County
Municipality	Benton Borough
Unified School District	Benton Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,513.00 (+7.86%)	$29,989 (%)
2024	$3,257.00 (+7.35%)	$29,990 (-) Land $2,509 Building $27,481
2023	$3,034.00	$29,990 Land $2,509 Building $27,481
1992			$59,978 (-) Land $5,017 Building $54,961
1974			$59,978 Land $5,017 Building $54,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 31 policies
Nearby Flood Policies	31 in force
Nearby Flood Claims	103 (1996–2024)
Claims Outside the SFHA	6 of 103
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2018 · 31 claims Tropical Storm Lee, Sep 2011 · 44 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON MUNICIPAL WATER AUTH serves 1,333 people · EPA ID PA4190014
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SkyPacket.

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