445 37th Ave, Vero Beach, FL 32968 Property Records

Indian River County property record for 445 37th Ave, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	1,439 sqft · built 1978
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (May 2014)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-15-00005-0003-00017.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-15-00005-0003-00017.0`
Alternative APN	`79473`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,439 sqft Living Area
1st Floor Area	1,439 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	308 sqft
Driveway	Driveway
Driveway Area	1,045 sqft
Porch	Open Porch
Porch Area	226 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	79473
Street Address	445 37TH AVE
City	VERO BEACH
State	FL
Zip	32968-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	CLEMANN ESTATES UNIT NO 1 BLK C S 1/2 OF LOT 17 & ALL LOT 18 PBI 3-63
Legal Range	39
Legal Township	33
Legal Section	15
Legal Subdivision	CLEMANN ESTATES UNIT NO 1
Legal Block	C
Legal Lot Number	17-18
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3013
Census Tract	50702

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 37TH AVE, VERO BEACH, FL 32968-1930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · VA Mortgage THINK ONE MORTGAGE INC
Jan 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage NP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2014 · Amount on Record
Deed Sale	May 7, 2014 · Amount on Record
Prior Sale	Oct 15, 2002 · Amount on Record
Deed Document Number	3120140026044
Deed Book / Page	2756 / 1386
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	445 37TH AVE, VERO BEACH, FL 32968-1930
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 37TH AVE, VERO BEACH, FL 32968-1930

Mortgage

Document Number	0038321395
Date	Jan 21, 2026
Book Page	3832/1395
Instrument	3120260002731

Lender

Name	THINK ONE MORTGAGE INC
Type	Mortgage Company
Address	STATEN ISLAND, NY 10305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	445 37TH AVE, VERO BEACH, FL 32968-1930
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 37TH AVE, VERO BEACH, FL 32968-1930

Mortgage

Document Number	0035931828
Date	Jan 10, 2023
Book Page	3593/1828
Instrument	3120230001150

Lender

Name	NP INC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,486.00 (+28.1%)	$116,978 (+5.99%)	$293,021 (+1.31%) Land $29,006 Building $264,015
2023	$1,160.00 (+3.57%)	$110,370 (+3%)	$289,246 (+17.73%) Land $29,006 Building $260,240
2022	$1,120.00	$107,155	$245,676 Land $29,006 Building $216,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 234 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	234 in force
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	21 of 25
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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