445 2nd St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 445 2nd St, Middlesex, NJ 08846 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1961
Square Footage960 sqft Living Area
Lot Size11,500 sqft (0.264 acres)
OccupancyOwner Occupied
Last Sale$420,000 (2023)
Tax Bill$7,931.00 (2025)

Property Details

APN / Parcel Number

Primary APN10-00046-0000-00001-02

Interior

Building Area960 sqft Living Area
1st Floor960 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeFrame Construction
Lot Area11,500 sqft (0.264 acres)
Depth X Width100 ft x 115 ft Depth x Width

Location & Zoning

Street Address445 2ND ST
CityMIDDLESEX
StateNJ
Zip08846-1467
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description115X100 2-5
Legal SubdivisionDUNEILEN TERRACE
Legal Block46
Legal Lot Number1.2
JurisdictionMIDDLESEX NJ
Minor Civil DivisionMIDDLESEX
Census Blockgroup4
Census Block4000
Census Tract200

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00046-0000-00001-02

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address445 2ND ST, MIDDLESEX, NJ 08846-1467
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Deed, Transfer
ACRES LAND TITLE AGENCY INC
Aug 31, 2023Deed, Transfer · Federal Housing Administration (FHA) Mortgage
BRIGHTON BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2023 · Amount on Record
Deed SaleAug 31, 2023 · Amount on Record
Prior SaleJul 10, 2000 · Amount on Record
Deed Doc Number202351625
Deed Book / Page19289 / 1219
Prior Transfer DateAug 16, 2023
Prior Transfer Doc0000051624
Record RefreshedSep 20, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateAug 31, 2023
Property Address445 2ND ST, MIDDLESEX, NJ 08846-1467
Document Number0000051624
Book / Page19289 / 1209
Instrument DateAug 16, 2023
Instrument2023051624
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address445 2ND ST, MIDDLESEX, NJ 08846-1467

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 2ND ST, MIDDLESEX, NJ 08846-1467

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateAug 31, 2023
Property Address445 2ND ST, MIDDLESEX, NJ 08846-1467
Document Number0000051625
Book / Page19289 / 1219
Instrument DateAug 10, 2023
Instrument2023051625
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,581.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address445 2ND ST, MIDDLESEX, NJ 08846-1467

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 2ND ST, MIDDLESEX, NJ 08846-1467

Mortgage

Document Number0000051626
DateAug 31, 2023
Instrument2023051626
Lender
NameBRIGHTON BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMiddlesex Borough
Unified School DistrictMiddlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$411,500 (+1%) Land $147,400 Building $264,100$411,500 (+1%) Land $147,400 Building $264,100
2025$7,931.00 (-11.37%)$374,100 (-3.26%) Land $147,400 Building $226,700$374,100 (-3.26%) Land $147,400 Building $226,700
2024$8,948.00 (+9.4%)
2023$386,700 (+367.59%) Land $147,400 Building $239,300$386,700 (+367.59%) Land $147,400 Building $239,300
2022$8,179.00$82,700 Land $37,500 Building $45,200$82,700 Land $37,500 Building $45,200

Flood & Wildfire

445 2nd St is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (34023C), updated December 16, 2021

FEMA Flood ZoneZone AE
regulatory floodway (1% zone; no fill or obstruction)
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
5th percentile of exposed land nationally · 14th in New Jersey
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 2nd St

Nearby Streets

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