La Crosse County property record for 445 2nd Ave N, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,408 (2025) |
| Deeds & Mortgages | Jun 2012 Mortgage Nov 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-000507-000 |
| Primary APN | 018-000507-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|---|
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Street Address | 445 2ND AVE N |
|---|---|
| City | ONALASKA |
| State | WI |
| Zip | 54650-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MZA |
| Legal Description | BRICES ADDITION LOT 11 & N 9FT OF LOT 12 BLOCK 1 |
| Legal Range | 07W |
| Legal Township | 16N |
| Legal Section | 05 |
| Legal Subdivision | BRICES ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 11-12 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10403 |
445 2nd Ave N is owned and occupied by an individual who acquired it in October 2016.
Source: La Crosse County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 2ND AVE N, ONALASKA, WI 54650-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2012 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE INVESTORS CORP |
| Nov 30, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Mar 6, 2008 | Trustee's Deed, Foreclosure · Conventional Mortgage FIREFIGHTERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2016 |
| Deed Sale | Oct 31, 2016 |
| Prior Sale | Aug 20, 2008 · Amount on File |
| Deed Document Number | 201684372 |
| Prior Transfer Date | Feb 10, 2014 |
| Prior Transfer Doc | 0000084372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 445 2ND AVE N, ONALASKA, WI 54650-2506 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | NATIONAL TITLE NTWK INC, NATIONAL TITLE NETWORK INC |
| Name | Verified Name |
|---|
| Document Number | 0001599418 |
|---|---|
| Date | Jun 25, 2012 |
| Instrument | 1599418 |
| Name | MORTGAGE INVESTORS CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PETERSBURG, FL 33707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Oct 1, 2015 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 3.5% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 7.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Nov 30, 2020 |
| Property Address | 445 2ND AVE N, ONALASKA, WI 54650-2506 |
| Document Number | 0001760428 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 1760428 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 2ND AVE N, ONALASKA, WI 54650-2506 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Mar 6, 2008 |
| Property Address | 445 2ND AVE N, ONALASKA, WI 54650-2506 |
| Document Number | 0001496602 |
| Instrument Date | Feb 25, 2008 |
| Instrument | 1496602 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 701 S DOBSON RD LOT 316, 316, MESA, AZ 85202-2773 |
| Investor | Possibly a Property Investor |
| Document Number | 0001496603 |
|---|---|
| Date | Mar 6, 2008 |
| Instrument | 1496603 |
| Name | FIREFIGHTERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2038 |
The 2025 property tax bill for 445 2nd Ave N was $3,408 with a homeowner's exemption.
Source: La Crosse County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,408.00 Homeowner's exemption | $266,700 Land $73,100 Building $193,600 | $269,700 |
| 2023 | $3,549.00 Homeowner's exemption | $210,200 Land $52,200 Building $158,000 | $210,200 Land $52,200 Building $158,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 2nd Ave N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
No wildfire likelihood is modeled around 445 2nd Ave N, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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