Indian River County property record for 445 28th Ave, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 872 sqft · built 1961 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,635 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-15-00001-0080-00020.0 |
| Primary APN | 33-39-15-00001-0080-00020.0 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 872 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| View / Lot | Interior |
| Garage Type | Carport |
| Garage Area | 864 sqft |
| Carport | Carport |
| Carport Area | 864 sqft |
| Street Address | 445 28TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32968-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | INDIAN RIVER FARMS COMPANY S\D PBS 2 - 25 SEC 15 TWP 33 RNG 39 TR 8 MORE FULLY DESC AS FROM THE NE COR OF TR 8 A DIS OF 25 FT TO THE W ROW LINE OF EMERSON AVENUE TH RUN S ON SAID W ROW LINE OF EMERSON AVENUE FOR A DIS OF 990 FT TH RUN W FOR A DIS OF |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 15 |
| Legal Subdivision | INDIAN RIVER FARMS COMPANY S/D |
| Legal Tract | 8 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50702 |
445 28th Ave is owned by an individual who acquired it in February 2008.
Source: Indian River County records, as of January 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2900 NW 14TH PL, GAINESVILLE, FL 32605-5044 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 13, 2008 |
| Transfer Doc | 0022420361 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 445 28th Ave was $2,635.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,635.00 | $158,567 Land $58,262 Building $100,305 | $158,567 Land $58,262 Building $100,305 |
| 2023 | $414.00 (+4.81%) | $42,388 (+3%) | $158,567 (+35.32%) Land $58,262 Building $100,305 |
| 2022 | $395.00 | $41,153 | $117,180 Land $35,853 Building $81,327 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 28th Ave in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 234 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 21 of 25 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 28th Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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