445 21st St, Richmond, CA 94801 Property Records

Contra Costa County property record for 445 21st St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 986 sqft · built 1944
Lot Size	0.13 acres (5,650 sqft)
Owner	Trust Name on File
Tax Bill	$3,362 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`514-120-008-8`

Property Details

APN / Parcel Number

Primary APN	`514-120-008-8`
Alternative APN	`514-120-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
1st Floor Area	986 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	5,650 sqft (0.13 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	445 21ST ST
City	RICHMOND
State	CA
Zip	94801-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CITY OF RICHMOND LOTS 26 & 27 BLK 109
Legal Subdivision	RICHMOND
Legal Block	109
Legal Lot Number	26,27
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2009
Census Tract	375000

Owner

445 21st St is owner-occupied and held in a trust since May 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	445 21ST ST, RICHMOND, CA 94801-3303
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 21, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY
May 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 14, 2021
Transfer Doc	0000151505
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	445 21ST ST, RICHMOND, CA 94801-3303
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TSI TITLE CA INC CERRITOS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081770
Date	May 11, 2017
Instrument	2017-081770

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 21, 2021
Property Address	445 21ST ST, RICHMOND, CA 94801-3303
Document Number	0000151505
Map Reference	MB D PG 74
Instrument Date	May 14, 2021
Instrument	2021-151505
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 21ST ST, RICHMOND, CA 94801-3303

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 21, 2021
Property Address	445 21ST ST, RICHMOND, CA 94801-3303
Document Number	0000151503
Map Reference	MB D PG 74
Instrument Date	May 14, 2021
Instrument	2021-151503
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 21ST ST, RICHMOND, CA 94801-3303

Mortgage

Document Number	0000151504
Date	May 21, 2021
Instrument	2021-151504

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 445 21st St was $3,362 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$141,483 (+2%) Land $27,286 Building $114,197
2025	$3,362.00 Homeowner's exemption	$138,709 Land $26,751 Building $111,958
2023	$3,280.00 (+2.98%) Homeowner's exemption	$133,324 Land $25,713 Building $107,611
2022	$3,185.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 445 21st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 445 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, GeoLinks, T-Mobile, Verizon.

Nearby Properties on 21st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures