Rensselaer County and Troy City property record for 445 1st St, Troy, NY 12180 · Last verified August 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,936 sqft · built 1900 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $245,000 (Jun 2024) |
| Tax Bill | $3,410 (2025) |
| Deeds & Mortgages | May 2025 Refinance Jun 2024 Sale & Mortgage + 3 more |
| APN | 381700 111.44-1-26 |
| Primary APN | 381700 111.44-1-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,936 sqft Total Area |
| 1st Floor Area | 1,056 sqft |
| 2nd Floor Area | 880 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 130 ft deep x 25 ft wide |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1200380 |
|---|---|
| Street Address | 445 1ST ST |
| City | TROY |
| State | NY |
| Zip | 12180-5531 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 1 |
| Legal Lot Number | 26.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 41000 |
Source: Rensselaer County and Troy City records · APN 381700 111.44-1-26
Assessment roll updated May 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 445 1ST ST, TROY, NY 12180-5531 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| May 14, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jun 07, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage PLAZA HOME MORTGAGE INC |
| Sep 20, 2022 | Deed, Transfer |
| Jan 16, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2024 · Amount on Record |
| Deed Sale | Jun 07, 2024 · Amount on Record |
| Deed Document Number | 2024642613 |
| Deed Book / Page | 10690 / 266 |
| Prior Transfer Date | Sep 19, 2022 |
| Prior Transfer Doc | 0101860129 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 445 1ST ST, TROY, NY 12180-5531 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0109580155 |
|---|---|
| Date | May 14, 2025 |
| Book Page | 10958/155 |
| Instrument | 2025-656077 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jun 07, 2024 |
| Property Address | 445 1ST ST, TROY, NY 12180-5531 |
| Document Number | 0106900266 |
| Book / Page | 10690 / 266 |
| Instrument Date | May 14, 2024 |
| Instrument | 2024-642613 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 202 CENTER ISLAND CIR # C, C, GREEN ISLAND, NY 12183-1151 |
| Document Number | 2024642614 |
|---|---|
| Date | Jun 07, 2024 |
| Instrument | 2024-642614 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Sep 20, 2022 |
| Property Address | 445 1ST ST, TROY, NY 12180-5531 |
| Document Number | 0101860129 |
| Book / Page | 10186 / 129 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 2022-617149 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 769 PINEWOODS RD, MELROSE, NY 12121-2415 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jan 16, 2020 |
| Property Address | 445 1ST ST, TROY, NY 12180-5531 |
| Document Number | 0000563205 |
| Book / Page | 009062 / 000281 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 563205 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 1ST ST TROY NY 121805531, TROY, NY 12180-5531 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Sep 20, 2017 |
| Property Address | 445 1ST ST, TROY, NY 12180-5531 |
| Document Number | 0082990140 |
| Book / Page | 008299 / 000140 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 250 SLITER RD SCHAGHTICOKE NY 121543011, SCHAGHTICOKE, NY 12154-3011 |
Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,410.00 (-8.87%) | $73,000 (-) Land $8,800 Building $64,200 | $125,000 (+19.85%) Land $15,068 Building $109,932 |
| 2023 | $73,000 (-) Land $8,800 Building $64,200 | $104,300 (+8.59%) Land $12,573 Building $91,727 | |
| 2022 | $3,742.00 Veteran's exemption | $73,000 Land $8,800 Building $64,200 | $96,053 Land $11,579 Building $84,474 |
Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Hazard | Not mapped |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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