Olmsted County property record for 445 15th Ave NE, Byron, MN 55920
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,429 sqft · built 2015 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Jun 2022) |
| Tax Bill | $7,674 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 75.34.22.074901 |
| Primary APN | 75.34.22.074901 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,429 sqft Living Area |
| 1st Floor Area | 1,429 sqft |
| Basement Area | 1,585 sqft |
| Finished Basement | 1,268 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 10,280 sqft (0.236 acres) |
| Garage Type | Attached |
| Garage Area | 848 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 184 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 445 15TH AVE NE |
|---|---|
| City | BYRON |
| State | MN |
| Zip | 55920-6060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-34 TWP-107 RANGE-015 BYRON TOWNE VILLAGE 2ND ADD LOT-007 BLOCK-005 LOT 7 BLK 5 |
| Legal Range | 15 |
| Legal Township | 107 |
| Legal Section | 34 |
| Legal Subdivision | BYRON TOWNE VILLAGE 2ND ADD |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | BYRON |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 1901 |
445 15th Ave NE is owned and occupied by two individuals who bought it in June 2022.
Source: Olmsted County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 15TH AVE NE, BYRON, MN 55920-6060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Nov 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage GREAT WESTERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on File |
| Deed Sale | Jun 24, 2022 · Amount on File |
| Prior Sale | Nov 26, 2018 · Amount on File |
| Deed Document Number | 20221442419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 445 15TH AVE NE, BYRON, MN 55920-6060 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A1527267 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | A-1527267 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Jul 26, 2022 |
| Property Address | 445 15TH AVE NE, BYRON, MN 55920-6060 |
| Document Number | 00A1570533 |
| Instrument Date | Jun 24, 2022 |
| Instrument | A-1570533 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | ROCHESTER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,584.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 15TH AVE NE, BYRON, MN 55920-6060 |
| Document Number | 00A1570534 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | A-1570534 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.4% |
| Index | Other |
| Max Rate | 10.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Nov 26, 2018 |
| Property Address | 445 15TH AVE NE, BYRON, MN 55920-6060 |
| Document Number | 00A1462317 |
| Instrument Date | Oct 31, 2018 |
| Instrument | A-1462317 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 445 15TH AVE NE, BYRON, MN 55920-6060 |
| Document Number | 00A1462318 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | A-1462318 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
The 2026 property tax bill for 445 15th Ave NE was $7,674 with a homeowner's exemption.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Byron City |
| County | Olmsted County |
| Unified School District | Byron Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,674.00 Homeowner's exemption | ||
| 2025 | $462,200 Land $59,400 Building $402,800 | $466,800 Land $60,000 Building $406,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 15th Ave NE in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 15th Ave NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Byron serves 6,809 people · EPA ID MN1550001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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