Washoe County property record for 445 13th St, Sparks, NV 89431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1912 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on File |
| Last Sale | $351,000 (May 2021) |
| Tax Bill | $554 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-086-02 |
| Primary APN | 032-086-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,336 sqft |
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 336 sqft |
| Porch | Enclosed Porch |
| Porch Area | 160 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 445 13TH ST |
|---|---|
| City | SPARKS |
| State | NV |
| Zip | 89431-0839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUD |
| Legal Description | ROBISONS ADD LTS 11 & 12 BLK 20 |
| Legal Subdivision | ROBISON`S ADDITION |
| Legal Block | 20 |
| Legal Lot Number | 11,12 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | SPARKS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1904 |
445 13th St is owned by a company that bought it in May 2021.
Source: Washoe County records, as of December 10, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6240 RED STABLE RD, SPARKS, NV 89436-9359 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Line of Credit KS STATEBANK |
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| May 4, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 16, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage THE PEOPLES BANK |
| Oct 20, 2017 | Grant Deed, Transfer · Conventional with PMI FRECHETTE ENTS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2021 · Amount on File |
| Deed Sale | May 4, 2021 · Amount on File |
| Prior Sale | Feb 16, 2018 · Amount on File |
| Deed Document Number | 20215175871 |
| Prior Transfer Date | Mar 27, 1995 |
| Prior Transfer Doc | 0001880785 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 445 13TH ST, SPARKS, NV 89431-0839 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Title Company | FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO |
| Name | Verified Name |
|---|---|
| Address | 1963 PAINTED VALLEY DR, SPARKS, NV 89436-6159 |
| Document Number | 0005288740 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 5288740 |
| Name | KS STATEBANK |
|---|---|
| Type | Bank |
| Address | MANHATTAN, KS 66502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 445 13TH ST, SPARKS, NV 89431-0839 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | FIRST CENTENNIAL TTL RENO MA |
| Name | Verified Name |
|---|
| Document Number | 0005014436 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 5014436 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | May 4, 2021 |
| Property Address | 445 13TH ST, SPARKS, NV 89431-0839 |
| Document Number | 0005175871 |
| Map Reference | MAP 106 |
| Instrument Date | May 3, 2021 |
| Instrument | 5175871 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,439.10 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 445 13TH ST, 445, SPARKS, NV 89431-0839 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1963 PAINTED VALLEY DR, SPARKS, NV 89436-6159 |
| Document Number | 0005175872 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 5175872 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Feb 16, 2018 |
| Property Address | 445 13TH ST, SPARKS, NV 89431-0839 |
| Document Number | 0004788439 |
| Map Reference | MAP106 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 4788439 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | WESTERN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $943.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 445 13TH ST, SPARKS, NV 89431-0839 |
| Document Number | 0004788440 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 4788440 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 2, 2048 |
| Document Number | 0004788441 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 4788441 |
| Name | NEVADA HOUSING DIVION |
|---|---|
| Type | Non-Lending Institution |
| Address | CARSON CITY, NV 89706 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Oct 20, 2017 |
| Property Address | 445 13TH ST, SPARKS, NV 89431-0839 |
| Document Number | 0004755506 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 4755506 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2017 |
| Title Company | WESTERN TITLE INSURANCE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $697.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6770 S MCCARRAN BLVD RENO NV 895096176, RENO, NV 89509-6176 |
| Investor | Possibly a Property Investor |
| Document Number | 4755507 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 4755507 |
| Name | FRECHETTE ENTS LLC |
|---|---|
| Address | 3220 SLEEPY HOLLOW DR, RENO, NV 89502-9644 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 445 13th St was $554.
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Sparks City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,228 (-2.92%) Land $30,240 Building $14,988 | ||
| 2025 | $554.00 | $46,590 Land $31,675 Building $14,915 | $133,113 Land $90,500 Building $42,613 |
| 2023 | $640.00 | $44,251 Land $30,625 Building $13,626 | $126,431 Land $87,500 Building $38,931 |
| 2021 | $77,388 Land $46,500 Building $30,888 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 445 13th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 445 13th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Net NV Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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