4449 Southwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4449 Southwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.006 acres (275 sqft)
Owner	Company Name on File
Last Sale	$1,725,000 (Dec 2022)
Tax Bill	$12,060 (2024)
Deeds & Mortgages	Dec 2022 Sale Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42600-000-4449`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42600-000-4449`
Alternative APN	`1077254`

Exterior

Lot Area	275 sqft (0.006 acres)

Location & Zoning

Account Number	1077254
Street Address	4449 SOUTHWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4288
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT NO 4449 SOUTHWINDS AT SANDESTIN CONDO OR 1310-196 OR 2901-4960 OR 3208-4742 OR 3214-311
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	SOUTHWINDS I AT SANDESTIN
Legal Lot Number	4449
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

4449 Southwinds Dr, a condominium, is owned by a company that bought it in December 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	Company Name on File
Mailing Address	242 NATIONAL DR # C, C, ROCKWALL, TX 75032-6553
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Warranty Deed, Transfer ELIM TITLE LLC, RELI TITLE LLC
Sep 6, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jul 7, 2022	Warranty Deed, Transfer BURKE LAW AND TITLE LLC
Aug 31, 2021	Warranty Deed, Transfer BURKE LAW AND TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2022 · Amount on File
Deed Sale	Dec 6, 2022 · Amount on File
Prior Sale	Sep 6, 2022 · Amount on File
Deed Document Number	20220052338
Deed Book / Page	3274 / 4220
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 6, 2022
Property Address	4449 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4288
Document Number	0032744220
Book / Page	3274 / 4220
Map Reference	MB 1291 PG 33
Instrument Date	Dec 5, 2022
Instrument	20220052338
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ELIM TITLE LLC, RELI TITLE LLC

Transaction

Amount	Amount on Record
Tax	$12,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 CARDINAL LN, MANDEVILLE, LA 70471-6769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 NATIONAL DR # C, C, ROCKWALL, TX 75032-6553

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 6, 2022
Property Address	4449 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4288
Document Number	0032654057
Book / Page	3265 / 4057
Map Reference	MB 1291 PG 33
Instrument Date	Aug 31, 2022
Instrument	20220040201
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,330.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4852 CERROMAR DR, NAPLES, FL 34112-7916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CARDINAL LN, MANDEVILLE, LA 70471-6769

Mortgage

Document Number	0032654059
Date	Sep 6, 2022
Instrument	3265/4059

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	Other
Max Rate	9.62%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 7, 2022
Property Address	4449 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4288
Document Number	0032591269
Book / Page	3259 / 1269
Map Reference	MB 1291 PG 33
Instrument Date	Jul 6, 2022
Instrument	20220031725
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$10,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4620 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4852 CERROMAR DR, NAPLES, FL 34112-7916

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 31, 2021
Property Address	4449 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4288
Document Number	0032140311
Book / Page	3214 / 311
Map Reference	MB 1291 PG 33
Instrument Date	Aug 25, 2021
Instrument	20210043596
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$8,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1910 MADISON AVE # 194, 194, MEMPHIS, TN 38104-2620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4449 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4288

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,320,401 Building $1,320,401	$1,320,401 Building $1,320,401
2024	$12,060.00 (-4.36%)
2023	$12,610.00 (+61.77%)	$1,387,888 (+65%) Building $1,387,888	$1,387,888 (+65%) Building $1,387,888
2022	$7,795.00	$841,145 Building $841,145	$841,145 Building $841,145

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4449 Southwinds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4449 Southwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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