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4449 Rachael Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4449 Rachael Dr, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,140 sqft · built 2024
Lot Size0.285 acres (12,412 sqft)
Owner2 Individual Names on Record
Last Sale$262,500 (Mar 2026)
Tax Bill$3,375 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Jan 2017 Sale
Flood ZoneZone A (high risk)
APNC224803007000020

Property Details

APN / Parcel Number

Primary APNC224803007000020
Alternative APN
  • C-22-34-28-030-0700-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,140 sqft Living Area
Gross Area1,560 sqft
1st Floor Area1,140 sqft
FlooringTile

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area12,412 sqft (0.285 acres)
Lot Dimensions169 ft deep x 80 ft wide
Garage TypeAttached
Garage Area420 sqft
DrivewayDriveway
Driveway Area448 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4449 RACHAEL DR
CitySEBRING
StateFL
Zip33872-2704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING COUNTRY EST SEC 3 PB 9-PG 6 LOT 2 BLK 70
Legal Range28E
Legal Township34S
Legal Section22
Legal SubdivisionSEBRING COUNTRY EST
Legal Block70
Legal Lot Number2
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2002
Census Tract960601

Owner

Source: Highlands County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2309 CLEVELAND RD, SEBRING, FL 33870-1563
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 19, 2017Warranty Deed, Transfer
SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2026 · Amount on Record
Deed SaleMar 11, 2026 · Amount on Record
Prior SaleJan 19, 2017 · Amount on Record
Deed Document Number20262303315
Deed Book / Page3178 / 1810
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 11, 2026
Property Address4449 RACHAEL DR, SEBRING, FL 33872-2704
Document Number0002303315
Book / Page3178 / 1810
Map ReferenceMB 9 PG 6
Instrument DateMar 10, 2026
Instrument2303315
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,837.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2401 ISLAND DR, MIRAMAR, FL 33023-3548

Transferred To (Grantee/Buyer)

NameVerified Name
Address2309 CLEVELAND RD, SEBRING, FL 33870-1563

Mortgage

Document Number0031781812
DateMar 11, 2026
Instrument3178/1812
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJan 19, 2017
Property Address4449 RACHAEL DR, SEBRING, FL 33872-2704
Document Number0001839433
Book / Page002562 / 000623
Instrument DateJan 11, 2017
Instrument1839433
Transaction TypeTransfer
Record UpdatedMar 6, 2017
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 ISLAND DR MIRAMAR FL 330233548, MIRAMAR, FL 33023-3548

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,375.00 (+660.14%)$236,036 (+1,815.88%) Land $22,000 Building $214,036$236,036 (+1,815.88%) Land $22,000 Building $214,036
2024$444.00 (+14.73%)
2023$387.00 (+4.88%)$12,320 (+12%) Land $12,320$12,320 (+12%) Land $12,320
2022$369.00$11,000 Land $11,000$11,000 Land $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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