4449 Lakeshore Ter, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4449 Lakeshore Ter, Eagan, MN 55122

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,616 sqft · built 1998
Lot Size	0.072 acres (3,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Nov 2023)
Tax Bill	$4,868 (2025)
Deeds & Mortgages	Mar 2024 Transfer Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-17786-01-020`

Property Details

APN / Parcel Number

Primary APN	`10-17786-01-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,616 sqft Living Area
Gross Area	3,120 sqft
1st Floor Area	2,616 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	3,116 sqft (0.072 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4449 LAKESHORE TER
City	SAINT PAUL
State	MN
Zip	55122-2444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CLIFF LAKE SHORES 2ND ADD 2 1 LOT 2 BLK 1 SUBJECT TO CIC #196
Legal Subdivision	CLIFF LAKE SHORES 2ND ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1012
Census Tract	60735

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4449 LAKESHORE TER, SAINT PAUL, MN 55122-2444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Intrafamily Transfer, Transfer
Nov 22, 2023	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Nov 5, 2021 · Amount on Record
Deed Document Number	20231596807
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAKOTA MN
Recording Date	Mar 4, 2024
Property Address	4449 LAKESHORE TER, EAGAN, MN 55122-2444
Document Number	0003621732
Instrument Date	Feb 27, 2024
Instrument	3621732
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4449 LAKESHORE TER, EAGAN, MN 55122-2444

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Nov 22, 2023
Property Address	4449 LAKESHORE TER, EAGAN, MN 55122-2444
Document Number	0003610595
Instrument Date	Nov 1, 2023
Instrument	3610595
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4449 LAKESHORE TER, EAGAN, MN 55122-2444

Mortgage

Document Number	0003610596
Date	Nov 22, 2023
Instrument	3610596

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,868.00 (+18.04%)	$425,000 (+5.91%) Land $70,300 Building $354,700	$425,000 (+5.91%) Land $70,300 Building $354,700
2023	$4,124.00 Homeowner's exemption
2022		$401,300 Land $68,100 Building $333,200	$401,300 Land $68,100 Building $333,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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